Sono vostro risparmio sicuro Come funziona il lavoro di protezione Tutti i depositi UK-regolamentati anche denaro risparmiato e accumulato interesse per prodotti di risparmio della società bancarie o di costruzione, sono coperti dalle FSCS. Si tratta di un fondo indipendente istituito dal governo e regolamentata dalla FCA, che promette che, in caso di una banca collasso, si ottiene un po 'dei vostri soldi indietro, anche se la sua probabile youll perdere l'accesso al denaro, mentre la compensazione viene elargiti . Questo vale per tutti, non importa la loro età (compresi i bambini), o in cui vivono. A condizione che la banca è stato registrato nel Regno Unito, in modo cruciale: 100 della prima 85.000 si è salvato, per istituzione finanziaria, è protetta. I maggiori problemi qui sono ciò che conta come istituzione e che cosa è un istituto UK-regolato (vedi più avanti per entrambi). Ma non theyre gli unici. (Clicca per ApriChiudi) Le tariffe erano diverse prima di gennaio 2016 l'importo è stato modificato tre volte. Prima sul retro della Northern Rock, allora Bradford Bingley, poi per portare il Regno Unito in linea con il resto dell'Europa. Se sei uno dei pochi che hanno ancora questioni in sospeso, l'importo che si ottiene dipende dal tempo del trigger di compensazione. Predefiniti tra 1 gen 2016 e il 29 gennaio 2017: Se la banca è fallita tra queste date, youd ottenere indietro il primo 75.000 a persona, per istituzione. Predefiniti tra 31 dicembre 2010 e 1 gennaio 2016: Se la banca è fallita tra queste date, youd ottenere indietro il primo 85.000 a persona, per istituzione. Predefiniti tra 7 ottobre 2008 e 30 dicembre 2010: Se la banca è fallita tra queste date, youd ottenere indietro il primo 50.000 a persona, per istituzione. Predefiniti tra il 1 ottobre 2007 e il 6 ago 2008: Youd ottengono 100 del primo 35.000 indietro. Predefiniti prima del 1 Ottobre 2007: Youd ottenere 100 del primo 2.000 del cash back e 90 del successivo 33.000 in alto in modo da ottenere youd 31.700 del primo 35.000 schiena. I limiti raddoppiato in un conto a soldi congiunto salvato in un conto registrato in due nomi riceve due volte la protezione quindi questo è il primo 170.000. Non si ottiene troppo eccitato, però, questo non è un assegno in più. E 'semplicemente la stessa protezione come se ogni titolare del conto ha un conto separato. In realtà, il modo migliore per pensare a questo è che la metà dei soldi nel conto appartiene a ogni persona. Un esempio dovrebbe aiutare. Sensible Steve ha 170.000 in un conto cointestato a RiskyBank con la sua ragazza Risparmio di Sally, oltre 20.000 in un conto separato del proprio con la stessa banca. Se RiskyBank è fallita, quindi se si considera la metà dei soldi conto cointestato (85.000) è Steves, ha poi aggiunto ai suoi risparmi separati questo è 105.000. Pertanto, avrebbe perso 20.000. Ciò significa che la sua possibile si potrebbe perdere da avere un conto comune. Immaginate Reckless Rick e il suo partner Rachel avere un conto congiunto RiskyBank con 160.000 in, oltre a Rachel ha 10.000 nel suo conto proprio con la stessa banca. Qui, se la banca è fallita, il saldo del conto congiunto piena sarebbe stata coperta diviso in 80.000 ciascuno. Così Rachel ha solo 5.000 di protezione a sinistra per coprire il suo conto proprio, lasciando il restante 5.000 a rischio. Così, anche se tra di loro, theyve solo 170.000 nel risparmio, la sua non tutti coperti dal sistema di indennizzo. Sono sicuro che sia dello stato meglio semplicemente avere tutti i soldi nel conto congiunto, o avere 85.000 ciascuno in una contabilità separata. La soglia include gli interessi e la tutela vale sia per l'importo che si è salvato e gli interessi che sicuro che sia dello maturati il giorno in cui è fallita. Ciò significa che se l'interesse si spinge oltre il limite di 85.000, quindi qualsiasi importo sopra di esso isnt coperto. Quindi si consiglia di mettere un po 'sotto 85.000 in. Il risparmio è separata da debiti Se si dispone di debiti, come ad esempio un mutuo, prestito o carta di credito con una banca che si hanno anche risparmio con, queste due cose saranno trattate separatamente. Quindi, se la banca è fallita, youd ricevere un risarcimento per il risparmio delle FSCS, e ancora deve la banca l'intero importo dei vostri debiti. Questo sistema è in vigore dal gennaio 2011 previously, i risparmi sono stati sottratti automaticamente da debiti. Ora si arent costretti a pagare i debiti che si wouldnt avete dovuto in circostanze normali. Se si dispone di risparmi in un istituto, che vengono in più rispetto al limite FSCS di 85.000, poi nulla più che rischia di essere detratto automaticamente dal tuo debiti quando gli amministratori entrano in banca un altro buon motivo per aderire ai limiti. Tuttavia, vale la pena notare che se si dispone di un notevole risparmio, pagando la maggior parte dei prestiti e carte di credito è una buona idea (si veda la Dovrei pagare il mio guida debiti), anche se per il debito ipotecario sua non sempre la scelta migliore (vedi Dovrei pagare disinserito La mia guida ipoteca). Protezione solito essere pagato immediatamente Se, nel caso improbabile di vostra banca collasso, si vuole ottenere soldi subito, le probabilità sono ora migliorate. Dal 2011, il FSCS ha avuto l'obiettivo di aver pagato la maggioranza degli aventi diritto entro sette giorni, e tutti di giorno 20. sarà pagato automaticamente la compensazione, in modo da non avere bisogno di fare un reclamo. Questo è, finora, non testato, anche se l'unica grossa vincita in questi ultimi anni, per i risparmiatori a Icesave, è andato abbastanza liscio. Il suo uno scenario strano nessuno vuole davvero questa procedura da testare, ma fino a quando non è, ci dispiacerebbe sapere quanto bene funziona il nuovo sistema. Conti offshore arent di solito coperti Qualsiasi risparmio possedute in mare aperto, vale a dire, particolari tipi di conti di risparmio, non tutti i soldi tenuto in una banca non Regno Unito, di solito sono regolate dall'autorità finanziaria locale, piuttosto che l'AFD. La protezione FSCS si applica solo alle società regolate con il FCA, quindi se si tengono i vostri risparmi in mare aperto controllare con il vostro prestatore dove è regolamentato. Ad esempio, il FSCS non copre risparmio al di fuori dello Spazio economico europeo (UE più Islanda, Norvegia e Liechtenstein), né copre le Isole del Canale o Isola di Man. Ciò che conta come un istituto finanziario non c'è nessun definizione facile. Nel corso degli anni, molte banche si sono fuse o sono stati presi in consegna, confondendo i confini per quanto riguarda ciò che conta. Tecnicamente, tutti i suoi circa la registrazione companys al regolatore, la FCA. Questo può lasciare alcuni strani risultati, ad esempio: mettere i soldi in Halifax, Bank of Scotland e BM di risparmio, tutti parte dello stesso gruppo, e il limite di protezione è combinata. Youd ottiene solo 85.000 del tutto. Mettere i soldi in Royal Bank of Scotland, NatWest e dell'Ulster, che fanno tutti parte del conglomerato RBS gigante, e si ottiene 85.000 protezione separata per ciascuna delle tre banche. Cui le banche sono legate Scopri se la tua banca condivide la tutela del risparmio Consulta l'elenco completo di tutte le banche Questo grafico mostra che le banche e le società di costruzione (non società di investimento) stand-alone, e che fanno parte della stessa istituzione. Qualsiasi società banksbuilding che condividono un codice di numero tra parentesi sono collegati e condividono la protezione, quindi se avete soldi in una combinazione di società collegate banksbuilding si ottiene solo un sacco di salvaguardia FSCS. Se una banca o di un edificio della società non ha una numero accanto ad essa, significa che ha la piena tutela della sicurezza del risparmio e pretende molto condividere con tutti gli altri. Che contano fornitori di risparmio come un istituto finanziario AA (dopo ottobre 2015) (4) Che dire di acquisizioni bancarie Se le banche state prese in carico, la protezione esatto può dipendere dalla data di apertura di un conto di risparmio. Heres una fusione-by-fusione guida: Lloyds Banking Group, Halifax e TSB Dopo Halifax Bank of Scotland (HBOS) messo nei guai nell'autunno del 2008, Lloyds TSB ha rilevato, ma è rimasto come due istituzioni distinte, quindi se youve risparmio sia in , theyre coperto fino a 85.000 ciascuno. Nel novembre 2013 alcuni rami di Lloyds TSB in Inghilterra e Galles, tutte le filiali in Scozia, e tutti i rami Cheltenham Gloucester, sono stati formati in una nuova attività TSB. Il resto è rimasto come Lloyds. Tenete a mente che all'interno del gruppo più ampio, gli elementi costitutivi del HBOS (Halifax, BM Risparmio, Finanza intelligente, l'AA e più) contano solo come una istituzione, come fanno Lloyds e Cheltenham Gloucester, in modo più account all'interno di questi ottengono solo il 85.000 copertina. TSB ha i suoi 85.000 FSCS garantiscono risparmio sicuro, tenuti sotto la licenza bancaria TSB. Santander (Alliance Leicester e Bradford & Bingley) La banca spagnola Santander gigante possiede anche Alliance Leicester, basato su Internet banking marchio Cahoot e il business risparmio di Bradford Bingley. Dal maggio 2010 queste banche condividono un 85.000 di protezione. Quindi, se si dispone di più di 85.000 salvato tra Santander, AL, BB (entrambi dei quali sono stati rimarchiati come Santander) o Cahoot, quindi l'eccesso isnt coperto. Virgin Money e Northern Rock Nel 2007 la Northern Rock è stata rilevata dal governo. Fino a maggio 2010 tutti i risparmi in esso erano 100 al sicuro come lo era una banca di proprietà dello Stato. Da allora, la protezione si è spostato di nuovo al normale livello di 85.000. Northern Rock è stato acquistato da Virgin Money e tutti i conti rimarchiati come Virgin Money. fx e ING Direct a ottobre 2012 è stato annunciato fx acquistava ING Direct, il risparmio Regno Unito braccio della banca olandese ING. Essi sono stati protetti in modo molto diverso. Come parte delle FSCS del Regno Unito, i clienti fx ha ottenuto la piena tutela dei 85.000 a persona. Come parte del regime di compensazione olandese, i risparmiatori Ing Direct avrebbero dovuto esigere dal governo olandese, fino al loro limite di 100.000 compenso, se è fallita. Dal 18 marzo 2013, tutti in possesso di un conto di risparmio ING Direct è ora protetto sotto il limite di compensazione fx UK FSCS. La protezione 85.000 è ora condivisa tra ING Direct, fx e Woolwich. Marfin Laiki Bank e Bank of Cyprus UK aprile 2013 è stato annunciato che tutti i conti del Regno Unito presso il cipriota di proprietà Marfin Laiki Bank dovevano essere venduto a Banca di Cipro Regno Unito. Questi conti hanno dato tutto stato trasferito al marchio Banca di Cipro Regno Unito. AA Risparmio e Banca d'Irlanda Regno Unito Nel mese di ottobre 2015, la AA ha lanciato una partnership con Bank of Ireland nel Regno Unito. Tutti i risparmi AA conti aperti dopo 6 ottobre, 2015 85.000 accomunate dalla protezione FSCS con Bank of Ireland e Post Office denaro, quindi se youve risparmio con uno di questi, controllare il isnt totale risparmio più di 85.000. Qualsiasi account AA aperto prima del 6 ottobre 2015 continuerà ad essere protetto da Birmingham Midshires, e così condividerà la protezione di sicurezza 85.000 di risparmio con Bank of Scotland, BM Risparmio, Halifax, Finanza intelligente, Saga e Aviva. E se la mia società di costruzione si è fusa con un'altra All'indomani della crisi finanziaria, una raffica di acquisizioni della società edificio condito notiziari quotidiani. Inizialmente, il governo ha agito per proteggere i risparmiatori che avevano soldi stashed in due diverse società di costruzione che si sono fuse, ma che si concluse nel dicembre 2010. Quindi, se avete soldi in più di una delle istituzioni contenute nei seguenti gruppi, è ora solo 85.000 tutela in tutta quel gruppo. Co-operative Bank e Britannia Nottingham e società di costruzione Shepshed, trading come Nottingham BS Yorkshire, Chelsea, Barnsley, le società di costruzione Norwich Peterborough, oltre a Egg. Nationwide utilizzati per condividere la sua protezione con Cheshire, Derbyshire e Dunfermline fondiario, ma tutti i prodotti detenuti con le tre società di costruzione più piccoli sono ora a livello nazionale di marca. Lo stesso vale per Coventry BS e Stroud amp Swindon BS - eventuali vecchi conti SampS sono ora Coventry di marca. Che dire di risparmio con banche estere Ci sono un sacco di banche estere di proprietà che operano in Gran Bretagna, tra cui Santander, ICICI Bank e Yorkshire. Fornire theyre conti non off-shore (che sono molto diversi), il suo solito irrilevante che la loro società madre è. Theyre banche UK-regolato, in modo da ottenere lo stesso 85.000 a persona protezione. theres ancora una dimensione extra sottile. Se una banca si mette nei guai, proprio da sperare Led rosso essere un piano di salvataggio che non ha ancora influenzano i risparmiatori, in modo che tutti i vostri soldi protetti (anche se questo ovviamente non sta garantita). Questo non ha ancora appena successo con il Regno Unito di proprietà di Northern Rock e Bradford & Bingley, ma anche con l'Islanda di proprietà (ma UK-regolato) Kaupthing Edge (vedere di più sul crollo islandese Bank). Se possibile, mantenere sempre il vostro denaro entro il limite di 85.000, come un fine, ma non è una promessa per salvare le banche che falliscono. Tuttavia, questo è particolarmente vero con le banche non europee, in quanto questo non è stato ancora testato (e speriamo di essere abituato). Alcune banche europee non possono essere protetti nel Regno Unito. E 'possibile per una banca per essere operativo nel Regno Unito con la piena approvazione FCAS, ma la protezione che si ottiene non è prevista dalla Financial Services Compensation Scheme del Regno Unito. Le sue non sono le banche di proprietà in Paesi lontani avete bisogno di guardare, ma le banche europee di proprietà. Ecco perché le banche dello Spazio economico europeo possono optare per una protezione leggermente diverso, chiamato lo schema del passaporto, il che significa che se ne è andato busto, youd devono chiedere i soldi indietro dal regime di countrys di compensazione delle banche casa. Le banche al di fuori dell'Europa smussano fanno questo, e quindi se operano qui hanno piena compensazione del Regno Unito. Salva con uno di questi, e tutta la vostra sicurezza il risparmio dipende dalla stabilità e la solvibilità di un governo straniero o il loro regolatore finanziario. Naturalmente, alcuni paesi possono essere più finanziariamente stabile rispetto al Regno Unito, ma ricordate sei poi affidamento su un governo non si dispone di un voto per scegliere in realtà a pagare. Una nota positiva, dal 2010 tutti i paesi europei sono stati tenuti ad avere un limite di compensazione di 100.000 (il Regno Unito utilizza 85.000 come abbiamo arent in euro). Se si dispone di risparmi in un moda delle banche europee attualmente completamente coperte dai FSCS, e poi ha deciso di optare per il regime del passaporto, avrebbe dovuto informarla del cambiamento. Una nota finale. E 'possibile per una banca europea di operare nel Regno Unito utilizzando solo il suo sistema di indennizzo a casa, anche se questo è inferiore a quello del regime di Regno Unito, quindi youd ammissibili unicamente per tale importo. In questa situazione, la banca estera non sarà FCA-regolato, ma può ancora essere regolato dai suoi governi proprio schema di protezione. Conti da queste banche a volte offrono tassi più elevati rispetto a quelli del Regno Unito-protetti. Per vedere esempi di questi, vedere la sezione UE-protetta della nostra guida Top risparmio. Con esempi non-UK regolamentati come questi, tenere a mente può essere più difficile per ottenere i soldi indietro se qualcosa è accaduto alla banca. Che le banche Questo vale anche per Heres un elenco delle grandi casse di risparmio non britannici e piccoli contribuenti migliori che sono stati nei nostri migliori acquisti nel corso degli ultimi anni. banche all'estero con i conti di risparmio nel Regno Unito sarà la mia banca o società di costruzione andare busto Fai un viaggio indietro di qualche anno e questo domanda sicuro che sia dello stato deriso fuori dalla scuola. Eppure il 2007 e il 2008 ha visto tali tremori massicce con Northern Rock, Bradford Bingley, le banche islandesi e giganti di Wall Street Bear Stearns, Merrill Lynch e Goldman Sachs sperimentando diversi gradi di catastrofe che tutti si sono messi a chiedere Sono al sicuro, per il momento, le cose sembrano aver calmato verso il basso, ma si dovrebbe dare nulla per scontato. Salvataggi più comune di vincita Il suo diritto di concentrarsi sul Compensation Scheme Financial Services, ma in realtà la sua l'ultima linea di difesa. Con la maggior parte delle banche che è crollato durante la crisi finanziaria, i politici intervenuta con rimedi alternativi. Sia Northern Rock e parti di Bradford Bingley sono state nazionalizzate, e le imprese Bordi Kaupthing risparmio è stato trasferito a ING Direct. Che potrebbe essere visto come un enorme dichiarazione di intenti che i politici prenderanno azioni estreme per evitare una banca di andare al muro. Naturalmente, da allora weve ha avuto un cambio di governo, in modo che non so come ITD lavoro, ma ora le sue probabili cose simili sarebbero stati processati. L'unica Regno Unito cassa di risparmio che è andato in liquidazione era Icesave. A differenza collega banca islandese Kaupthing, la sua struttura significava che era tecnicamente una banca islandese, non nel Regno Unito uno. Anche allora, il governo coperto ogni centesimo, non solo il limite di 35.000 di compensazione (come lo era allora). Anche con questo però, mentre l'intenzione governi sembra essere perché nessuno di perdere qualsiasi cassa, indipendentemente dalla quantità risparmiano, che ISNT garantito. Così la sua importante pensare in questo modo. I governi del Regno Unito intento è quello di proteggere tutti i risparmiatori, ma solo il primo 85.000 è garantito. Quindi, che deve essere al centro. Come valutare una banca o di costruzione societys finanze individuando una banca collasso è una cosa incredibilmente difficile da fare. Anche gli specialisti di nicchia città sbagliano, e la sua certamente lontano dalla nostra specialità. Ecco perché ci concentriamo sulla protezione, che è di gran lunga più importante, come si può essere sicuri su di esso. Peggio ancora, la previsione crollo banca potrebbe accelerare o addirittura provocare un collasso con la creazione di una corsa agli sportelli dove andrei hanno successo in caso contrario (molti dicono che questo è successo a Northern Rock). Se si desidera controllare la forza finanziaria riferito di una grande azienda pubblica, controllare il suo rating AAA di essere il migliore, poi rating sono classificati verso il basso. Eppure, la velocità pura di cambiamento quando significa theres contagio finanziario, anche questo non è un indicatore particolarmente affidabile. Per controllare la vostra forza banche, usare standard Poors. se la sua non eccessivamente semplice da usare. Per una ricerca rapida, provare invece Fitch Ratings. La sua anche la pena di ricerca di Google News per le storie sulla società. E 'la FSCS abbastanza grandi per far fronte FSCS non mantiene una pentola di denaro seduta pronto e in attesa. Invece, ha il potere di operare un prelievo obbligatorio su banche, assicurazioni e altri aderito al programma, come e quando è necessario il denaro. Il vantaggio di questo è che può tirare contanti da più di un semplice settore interessato (se un assicuratore è andato giù, mentre altri assicuratori devono contribuire in primo luogo, al di sopra di un set di banche livello sarebbe chiesto di chip troppo) in modo fondi dovrebbero essere disponibili. In teoria, questo significa che dovrebbe accadere il peggio e una banca va fuori dal mercato, il FSCS ha il potere legale di chiamare in fondi dalle grandi istituzioni finanziarie per coprire la necessaria compensazione. E se i FSCS non ha ancora hanno abbastanza soldi Il FSCS ha un tappo su quanto denaro si può riscuotere ogni anno dalle istituzioni finanziarie. Dal 1 ° aprile 2008, la capacità complessiva è stata fissata a poco più di 4 miliardi. Eppure, nella revisione dei documenti FCAS (pagina 77), ammette: 5.51 Il Governo pertanto comprendere disposizione nella prossima legislazione per consentire al Fondo Nazionale Prestiti per prestare agli FSCS. Questi prestiti dovranno essere rimborsati, con interessi al tasso di mercato adeguati, fuori dei prelievi futuri sul settore, così come dalla condivisione dei recuperi della tenuta della banca fallita che derivano alle FSCS. In poche parole, questo significa che se il non ha ancora del fondo ha abbastanza denaro, il governo presterà è il denaro, e sarà quindi cercare di ottenere indietro dalle attività delle banche insolventi e mettendo un prelievo sulle banche per anni a pagare di nuovo . Infatti, il denaro FSCS che è stato utilizzato per contribuire a spingere attraverso le acquisizioni di Bradford Bingley e Kaupthing stato preso in prestito da parte del governo e verrà rimborsato nei prossimi anni. Questo non era sempre il caso. Fino al 2008, sembrava ci fosse alcun piano di back-up. La prima abbiamo sentito dei governi volontà di sostenere il regime di era in realtà a causa di un programma televisivo. Per saperne di più ottenere il nostro libero Punte Denaro e-mail per tutte le offerte, le guide e le scappatoie - aderire al 10m che ottenerlo. Non sprecare l'occasione Come risparmiare in 100 sicurezza Ci sono una serie di tecniche per questo, tra cui alcuni conti che sono al 100 sicuri sopra e al di là dei limiti normali (vedi 100 risparmio sicura, sotto), ma che può significare ottenere tassi di interesse più bassi. Così, per la maggior parte delle persone, la regola d'oro è. Stendere i risparmi Mettere i soldi in più di un account doesnt solo significare più del vostro denaro è protetto. Ne consegue anche il vecchio adagio sensibile non hanno tutte le uova nello stesso paniere. quindi mitigazione del rischio. Le tecniche che adottiamo dipendono dalla quantità di denaro che si desidera salvare. Se youve meno di 85.000, non c'è nessun problema in termini di protezione. Eppure, se una banca è fallita e si dovesse avere a chiedere un risarcimento questo potrebbe richiedere del tempo (anche se le procedure sono state accelerato), e nel frattempo si wouldnt avere accesso a qualsiasi cassa. Quindi, la sua ancora la pena di considerare la divisione soldi attraverso più di una istituzione finanziaria. Per quelli con un risparmio più grandi, nel caso improbabile di una banca o di un edificio della società è fallita, la regola d'oro è di non mettere più di 85.000 in qualsiasi istituzione finanziaria uno. Stendere il risparmio intorno a un numero di account. Questa una strategia perfettamente ragionevole basta usare lo strumento per verificarne la loro veramente sono istituzioni separate. Molto grandi quantità Per quelli con grandi quantità di risparmio (per esempio, da una casa di vendita) theres ora una temporanea di sei mesi 1 milione limite. Questo si applica solo dopo un evento di vita che ha causato ad avere saldi di cassa temporaneamente elevati. eventi della vita possono essere compravendite, successioni, risarcimento pagato, polizze assicurative molti altri eventi. Se si dispone di un credito mentre siete protetti da questo limite temporaneo, youll bisogno di dimostrare dove l'elevato equilibrio è venuto da per la pretesa di essere approvato. Si potrebbe quindi essere necessario attendere fino a tre mesi per la protezione FSCS di pay out. Se youll hanno saldi di cassa permanentemente elevati dopo l'evento la vita, potrebbe essere necessario dimenticare il limite di 85.000 e solo diffondere il vostro denaro in tre o quattro diversi account. Anche se non sei completamente protetto, l'atto di diffusione è almeno di attenuare una fetta del rischio. Di solito ci sono nove o 10 account molto competitivi, significa che è possibile risparmiare oltre 85.000 in perfetta sicurezza. Per aiutare, a diversi account migliori sono compresi nel Best Buy guida conti di risparmio, in modo da scegliere il debitore più alto poi il tuo lavoro fino in fondo. Inoltre tutti i nuovi migliori acquisti vanno nella e-mail settimanale. 100 modi sicuri per salvare la sua anche possibile ottenere il 100 la sicurezza tramite utilizzando una varietà di tecniche diverse. Nazionale risparmi e degli investimenti (NSI) Tutto il denaro in banca statale NSI vengono supportati dal governo, il che significa soldi messi in là è il più vicino a 100 al sicuro come si può ottenere. Tecnicamente Esso non dispone più di protezione rispetto a qualsiasi altra istituzione, come in ultima analisi, la tutela maggior parte delle banche hanno è che se ne vanno in fallimento, il governo li tirare fuori dai guai. Qui la sua proprietà del governo, in modo da ITD prendere la sballare governo per essere in difficoltà la sua come sicuro, come si arriva (se il Regno Unito è fallita wed tutti hanno problemi più grandi) Il suo prodotto più popolare è Premium obbligazioni, anche se i rendimenti su li arent grande (vedi la probabilità calcolatore dei premi Bond) e si può solo mettere 50.000 in là comunque. Non hanno altri prodotti, tra cui i conti di risparmio normali, e ISA contanti, e in diversi momenti le tariffe sono ragionevoli. buoni saranno sempre in guida Top risparmio. La maggior parte delle carte di credito e prestiti costano molto di più di interesse che si guadagna sui vostri risparmi. Così ripagare il debito con il risparmio e sei quids. Una volta che i debiti sono andati, theyre andato, quindi la sua sicurezza. Vedere i debiti con guida Risparmio ripagare. Pagare più del dovuto sulla vostra ipoteca molti mutui consentono di pagare un po 'di un mese, o anche in grossi pezzi. Pagare un mutuo, dire a 6, è un po 'come guadagnare tale importo sul risparmio netto delle imposte e diminuendo i costi è simile a guadagnare denaro. Inoltre, in un mercato dei mutui dura, meno si prende in prestito rispetto al valore case, le offerte migliori sono a vostra disposizione. Così rimborso ora può portare ad un affare migliore al momento remortgage. Informazione completa, comprendente un calcolatore speciale, nel dovrei pagare Off My guida ipoteca. Acquistare un certificato fiscale per coloro che sono lavoratori autonomi, un posto per mettere denaro in modo sicuro è quello di pagare la vostra tassa in anticipo. È possibile farlo con l'acquisto di un certificato fiscale (è stato utilizzato per guadagnare gli interessi troppo, ma purtroppo non più). Questo sistema è la cosa migliore per quelle con fatture fiscali più grandi, mettendo da parte i soldi che è probabilmente dovuto entro il prossimo anno. In questo modo, sei in modo efficace cassa di risparmio con il governo. Northern Rock non è più di 100 al sicuro dal 2007, quando è stata rilevata dal governo, fino a maggio 2010, tutti i risparmi di Northern Rock erano 100 al sicuro, come come NSI, si trattava di una banca statale. Tra maggio 2010 e il 31 dicembre 2011, ha avuto la stessa protezione di qualsiasi altra banca del Regno Unito (85.000), con la sola eccezione di qualsiasi risparmio a tasso fisso costituite prima del 24 febbraio 2010, che mantengono il loro stato completamente sostenuta dal governo fino alla loro scadenza. Il 1 ° gennaio 2012, Virgin Money ha perfezionato l'acquisto del braccio risparmio di Northern Rock. Virgin ha ora rinominato tutti i conti Northern Rock, in modo che ora cadere sotto lo stesso lotto di 85.000 protezione FSCS. I vostri soldi non sicuri sotto il materasso Se non banche di fiducia, si consiglia di riporre denaro sotto il materasso. Ma la maggior parte polizze di assicurazione casa solo coprire fino a 750 contanti se il suo intaccate. Plus come un vigile del fuoco ci ha detto soldi sotto il materasso fare un bel accelerante in incendi casa per noi da affrontare. Quindi, tutto sommato, la sua, probabilmente meglio trovare un conto di risparmio decente per il vostro denaro. Spingendo il governo a backup dei FSCS Nel mese di maggio 08 come parte del mio Come la sicurezza sono il vostro programma di risparmio sono riuscito ad ottenere un colloquio con il ministro del Governo responsabile, segretario al Tesoro Yvette Cooper, MP. Durante l'intervista, ho continuato a spingere la domanda che i FSCS fatto avere abbastanza soldi per coprire anche il più grande banca 25 °, la sua risposta era continuato cheil governo garantirebbe la (il livello di compensazione al momento) 35.000 è stato pagato. Il problema era, quando le ho chiesto come, o fatto questo significa che il governo avrebbe pagato fuori invece, ha semplicemente wouldnt dare specifiche, e sono stato lasciato con la sensazione che fosse più rotazione che di sostanza. Questo è stato profondamente frustrante, come si può promettere la sicurezza, ma senza spiegare come youd fanno L'intervista è stata fatta il giorno prima della trasmissione il giorno dopo appena ancora prima che il programma è andato fuori abbiamo ottenuto questa dichiarazione da parte del Tesoro. Nel caso improbabile di una grande banca diventato insolvente il governo dovrebbe garantire che il FSCS ha accesso a finanziamenti immediati abbastanza per pagare i depositanti in modo tempestivo, mediante un prestito da parte del governo o della Banca d'Inghilterra. I FSCS potrebbero quindi imporre un massimo di 4 miliardi di euro all'anno dal settore dei servizi finanziari per coprire i costi di compensazione E 'stato un trionfo, spingendo abbiamo ottenuto una chiarezza di risposta che da allora è diventato parte della politica ufficiale. A volte avere un andare funziona Che i mezzi di cui sopra Se un collegamento ha una da esso, che significa che è un collegamento affiliato e quindi aiuta MoneySavingExpert rimanere libero di utilizzare, come è monitorato a noi. Se si passa attraverso di esso, a volte può risultare in un pagamento o beneficio per il sito. Vale la pena notare questo significa che la terza parte utilizzato può essere chiamato su eventuali contratti di credito. Non dovreste notare alcuna differenza e il collegamento non potrà mai avere un impatto negativo il prodotto. Inoltre la linea editoriale (le cose che scrivono) non è mai influenzato da questi link. Il nostro obiettivo è di guardare tutti i prodotti disponibili. Se si mangia possibile ottenere un link di affiliazione per l'affare superiore, è ancora incluso nel esattamente nello stesso modo, solo con un collegamento non paganti. Per ulteriori informazioni, leggere Come Questo sito è finanziato. Moneysaving email libero ottiene questa e-mail settimanale gratuito pieno di offerte, guide amp sua protezione antispam Easyjet axing suo libero assegno di rimborso trucco SOCIETÀ se si può ancora usare proprietari di auto inquinanti ad affrontare 20 supplemento giornaliero di guidare i consumatori Londra disabili per ottenere un più forte voce con nuovi campioni di business Shoppers breve cambiato da shrinkflation come pacchetti diventano più piccoli come batterlo e mantenere bassi i costi Abbiamo volato prima classe in California per il prezzo di economia quanti passi hai fatto nel 2016 ho fatto 8.170.127 di tracciamento di fitness funziona An importante avvertimento a tutti i dipendenti nel Regno Unito Vuoi prendere 500 ora o 1.000 in un anno e quello che dice su di te cosa significa Brexit per le vostre finanze nel 2017 il Pub Quiz MSE 2016 Risposte 10 omaggi di rivendicare per il tuo compleanno, torte incl, 5 Body shop e cera sopracciglio Get 13 di shopping per appena 5,45 a Asda con questi cinque tagliandi, incl amp Febreze Pantene shampoo post-San Valentino cioccolatini a buon mercato può trovare em vincitore, vincitore, cena pollo nuova lotteria online gratuito vincere una cena di piatti fuori Nandos carte regalo amp altri premi alimentari Pay 1ish per 26-vale la pena di Star Wars giochi per PC (pur sostenendo carità) Process Control strumentazione di processo di misura, strumenti controllo e la registrazione Siamo in grado di calibrare o riparare tutti gli strumenti di processo costruttori tipo per qualsiasi tipo di applicazione . Abbiamo esperienza con una vasta gamma di strumentazione utilizzata nel x02026 Leggi Tutto. Analitici e di laboratorio Moyer Instruments, Inc. offre la riparazione o la taratura degli strumenti di laboratorio di analisi, come spettrofotometri, GC, AA, TGA, TOC, HPLC, pH-metri, analizzatori, ecc Strumentazione può essere inviato per una riparazione, o può viaggiare al x02026 Leggi Tutto. Le calibrazioni di laboratorio e banco Level Repair Siamo in grado di fornire NIST calibrazioni tracciabili per le variabili e parametri elencati di seguito. Questi servizi possono essere effettuate in loco presso la sede o nella nostra struttura. Tutti, di analisi, o calibrazioni di processo tracciabili comprende come x02026 saperne di più. Diventa più votate venditore su eBay in 30 giorni Uno dei primi passi per il successo di eBay che analizzeremo nel mio programma di coaching personale, 60 giorni Blueprint. è sempre stato TRS 8212 che ambita stato più votate venditore che ottiene venditori tanti benefici che si ottiene can8217t qualsiasi altro modo. It8217s un segreto che per rendere il vostro business di eBay un successo, devi giocare con le regole Miglior partita, e lo stato di TRS gioca un ruolo enorme in questo. Se si lavora in ogni nicchia competitivo, è assolutamente necessario cercare di raggiungere e mantenere lo stato TRS. In caso contrario, le inserzioni si perde in decine di pagine dei risultati di ricerca. Quante persone, pensi, davvero navigare oltre le prime pagine Non che molti I8217m paura. Qualcuno potrebbe osservare le prime cinque. In realtà, però, la maggior parte delle persone si verifica solo annunci in un'unica pagina Così che cosa è esattamente il programma TRS tutto su Permettetemi innanzitutto di spiegare un po 'sul programma Power Seller. Di qualificazione per il primo passo verso TRS Stato In sostanza, lo stato TRS è il livello successivo del programma Power Seller. Guardando i requisiti TRS con attenzione, youll vedere che il suo fondamentalmente il livello di bronzo Power Seller per volume di vendite più un eccezionale storia di servizio al cliente. Here8217s ciò che è necessario per diventare un bronzo Power Seller su eBay UK: Per soddisfare i requisiti di base, è necessario: essere registrato come venditore professionale su eBay. co. uk o eBay. ie avere 100 una valutazione, il 98 per cento o più positivo (da globale operazioni) sono stato un membro attivo per 90 giorni hanno un conto è in una buona situazione finanziaria non hanno violazioni politiche nei 90 giorni precedenti Se si soddisfano tutti questi requisiti, si hanno anche per soddisfare questi requisiti aggiuntivi: avere un minimo di 100 transazioni per UK e IE acquirenti al periodo di 12 mesi hanno fatturato minimo di 1000 a 12 mesi (nel Regno Unito e IE acquirenti) hanno un DSR media (valutazioni dettagliate Score) di 4.60 o superiore We8217ll entrare in la procedura esatta è necessario prendere per raggiungere questi numeri successivi nel post. Ma doesn8217t finire il gioco è fatto per mantenere il servizio clienti di alta qualità e di tenere d'occhio i numeri DSR. Per qualificarsi come Power Seller, si può avere solo la seguente percentuale o il numero di 1 o 2 a stelle: Articolo come descritto: Max 1 per cento o 3 Comunicazione: Max 2 per cento o 3 Tempi di Consegna: Max oneri 2 per cento o 3 PampP: Max 2 per cento o 3 Ecco alcuni suggerimenti su come mantenere il vostro potere stato Venditore: Item as described 8211 Creazione di liste di qualità con le descrizioni unici scritti da te. affermare sempre una condizione REALE item8217s nella lista stessa. Don8217t cerca di nascondere questa informazione prendere la propria immagini del prodotto 8212 e mostrare molti di loro. Siate onesti e in anticipo su eventuali difetti se you8217re vendere un oggetto utilizzato. Assicurati di imballare oggetti propriamente si verifica alcun danno durante il trasporto. Communication 8211 Send out auto e-mails using Selling Manager Pro when a listing sells, when you receive payment and when the item is dispatched. Add tracking number to each sale via PayPal. (PayPal will send an email to the buyer with tracking information.) Reply to all customer emails within 24 hours during the business week or sooner if possible. (To keep up, check your messages and reply to them three times a day 8212 in the morning, in the afternoon and in the evening. If there are any problems, do whatever it takes to please your customer. Dispatch Time 8211 Obviously, you should aim to dispatch orders the same day or the next day at the latest. (When you add tracking information to PayPal, the customer will be informed that you have dispatched the item.) Since people often think that the dispatch time rating is related to shipping fees and time, always try to use first class if it8217s cost effective. For larger items, use courier, of course. PampP charges 8211 This is usually the biggest problem. People are so used to free shipping now that if you can, you should offer free shipping. When you do this, you automatically receive 5 stars for PampP charges. And not only that, your listings get that brand new, shiny Fast 8216N Free badge and higher positions in search results 8212 but more on that later. This is all pretty much common sense. Put simply, do whatever it takes to please your eBay customers by offering top notch customer service. If you do, your DSR shouldn8217t fall below the 4.90 average. But that8217s still not all eBay also takes into account the number of opened cases against you as a seller: Maximum number of opened cases: 1 percent or 3 Maximum number of opened cases without seller resolution: 0.3 percent or 2 This means you simply must play by the rules Dont sell fakes, prohibited items or get in trouble in any way. And if a disgruntled customers opens a case against you anyway, resolve it by doing whatever it takes to satisfy them 8212 a refund, an apology or whatever. But Havent Gained Much Yet So far, we8217ve been talking about becoming a Bronze Power Seller. But what advantages does this status gives you Power Seller badge Priority customer support Access to the Power Seller discussion board So not that much, really . The power seller programme is really a bit useless without that magic TRS status. When you become a Top Rated Seller, however, you get lots of important benefits, including: Better search result ranking (CRUCIAL), Increased conversion rates because people trust TRS more than other sellers, Discount on Final Value Fees from 10 percent to 20 percent based on your Power Seller level. As you can see, having TRS status really helps your eBay business. Especially important is the TRS role in the Best Match algorithm. In competitive niches it8217s almost impossible to get on the first page of search results without having TRS status. Now Youre Ready For TRS Status So what are the requirements to become a TRS The basic requirements are the same that are required to become a Bronze Power Seller, but the customer satisfaction rules for TRS are even stricter: Max number of low (1 or 2 star) ratings in your DSR: Item as described: Max 0.5 percent or 2 Communication: Max 0.5 percent or 2 Dispatch time: Max 0.5 percent or 2 PampP charges: Max 0.5 percent or 2 Max number of cases: Opened cases: 0.5 percent or 2 Closed cases without seller resolution: 0.3 percent or 2 No, it8217s not easy, but its doable 8212 obviously, since there are thousands of Top Rated Sellers on eBay. The biggest obstacle is the DSR, of course, because you can only have one low (1 or 2 star) DSR score per 200 transactions. This means that if you get two low ratings per 200 transactions, you loose your TRS status. Here8217s a final overview on what requirements you have to meet to qualify for a Top Rated Seller status: Luckily, there8217s a flaw in eBay8217s system that you can take advantage of to get your TRS status quickly and easily. While eBay requires 1000 in sales and 100 transactions in the last 12 months, it doesn8217t require any particular average sale value. This means you can get 99 transactions for a quid each and then one sale for 901. That totals 100 transactions and 1000 in sales, so you get your TRS status. Use this to your advantage and start working on getting sales Begin by checking your sellers dashboard to see where you stand now, noting how much in sales and how many transactions you8217re short of to become a TRS. Next, create your action plan: How many more pounds in sales do you need to reach 1000 How many more transactions do you need to reach 100 Then get moving. Remember, this data is taken from last 12 months on a rolling basis. So it8217s always a good idea to get some extra sales in to cover any numbers you8217ll be losing after a month or two 8212 depending on how fast you8217ll work on this. Finding Things To Sell Start with unwanted items from your home. They can be anything 8212 books, toys, electronics, mobile phones and so on. Just list everything you can part with as auctions with low starting bids. You may have no idea on how many items you have sitting around that you can sell and not miss. So why not use your junk to reach TRS status AND make some extra money too Next, you have to decide on whether you8217ll be making 100 small sales and one bigger one OR average it out and selling about 100 items for an average sale price of 10 quid. If, say, you have a car you want to sell, do that. Then sell 100 very cheap items and one or two more expensive ones. If you don8217t have anything expensive in your house to sell off, follow these strategies: Buy used media off eBay and Amazon and resell it on eBay . Books, DVDs, video games (perfect), Blu Ray discs and audio CDs are all items that can easily be sold on eBay for the same price you purchased them for. Video games are very good sellers. If you list a used, popular video game on eBay with a starting price of 0.99, you8217ll get enough bids to raise the price and sell it for the same price you paid for it or perhaps even more. When you buy these items, obviously try to find the cheapest deals possible. One way to do that is to buy bundles and resell items individually. Buy sale items from eBay, Amazon and other online retailers and sell them on eBay . The key to success with this strategy is to buy a bit BELOW average selling price on eBay so it8217s easy to sell an item back for the same price or an even higher one. Use Terapeak to research the average price an item is selling for. Only items with HIGH sell-through rates (50 to 60 percent or higher) are suitable for this strategy. Here8217s a typical example: Buy sale items from offline shops, Poundland, market stalls, charity shops and similar places known to offer good prices. You may not believe it, but PoundLand alone can be used perfectly One of my recent 60DBP clients purchased stock from PoundLand and sold it on eBay to get his TRS status 8212 and he even made a profit doing it Concentrate on small items to get 100 sales and then on a few higher-priced goods to reach 2000 in sales. If you hit 100 transactions but are short of volume 8212 say, 500 pounds 8212 simply purchase some hot, more expensive electronics from Amazon or eBay. Consider things like video game consoles, mobile phones and tablets. You8217ll only need a few of them to reach your 1000 target. Remember, during this phase, your focus should NOT be on making money It8217s all about getting those 100 transactions and 1k in sales to qualify for TRS status Once you8217re a TRS, you can start selling whatever you want, making money at your fullest potential because those items will be featured high in the search results 8212 thanks to this foundation work. Still, I have seen on many occasions that people make extra money while going down this route. If you choose to work with used items, it8217s VERY possible to actually make money while doing this. Thats money you8217ll be able to invest in your real, profit-generating items. Here8217s a quick example on how it works: Remember, it8217s not only about sales numbers and volume though. Customer service is KEY Follow my advice on keeping DSR high and provide exceptional customer support, then youll do fine. eBay evaluates sellers for TRS status every month on the 20th, taking into account last months data. For example, to qualify as a TRS on 20th December, you have to reach 100 transactions and 1000 in sales by the end of November. If you8217re active and don8217t waste much time, it8217s very possible to become a TRS in one month 8212 or less than 30 days, actually. I have seen this happen several times with my 60DBP students so I8217m sure you can do the same. Lastly, eBay doesn8217t give you TRS for LIFE Each month, your account is evaluated again, so you must keep providing exceptional customer support and maintain your record of 100 transactions and 1000 in sales in the last 12 months ALL THE TIME Even if you lose TRS one month, you can again qualify for it the next month 8212 if you meet all the requirements. That means that even if you slip up and lose what you8217ve worked so hard to gain, the increased prestige, buyer confidence and ranking boost that comes with Top Rated Seller status could be just days away. Read most of the comments here and can8217t find my answer. Easy exampleIf I am selling 8 different colored boxes on separate listings for each colored box (so not bulk) and the same buyer buys one red box from one listing and one green box from another listing, is this considered 2 transactions. I was told because it is the same buyer I will only get credit for one of the transactions to count towards the 100 needed. Andrew Minalto says As far as I know, only purchases from ONE listing count as one transaction. If they8217re from different listings, they should be counted as separate transactions. But you may want to double check this with eBay to be 100 sure. Kevin De Silva says I was on the phone with ebay today and wanted them to confirm my power seller and Top rated seller status as i am confidnt in the next evaluation i should be granted this. I was then told by them that yes i do meet all the requirements for a powerseller status and top rated seller status BUT i need to maintain 3 months above standard. As mentioned to you in my first post, i only started selling as of 5th May 2016 (Business Account) however i have been an ebay member since April 2004. In your response you did say that i shouldn8217t have any problems with the 90 days period cos my account has been long standing. My question to you is, even on the ebay power seller or top rated seller requirements it does not state that i have to maintain a 90 day above standard or to have a SELLERS account for 90 days. it just says the following: 1. Be registered with eBay for at least 90 days 8211 ( I am a member since 2004) 2. Have a minimum of 100 transactions and 1,000 USD in sales with Australian buyers over the past 12 months ( I have over 300 transactions and Over USD 1800 in sales ) 3. Have a seller performance rating of Above Standard or higher on eBay. au ( I have always been above standard since i started selling ) 4. Have a Feedback score of 100 or more, with at least 98 positive Feedback over the past 12 months ( I have over 100 Positive seller feedback and over all feedback 214 with 100 a positive score) 5. Have an account in good standing (e. g. seller fee payments up to date) ( i have a 4.9 rating out of 5.00) 6. Follow all eBay policies 8211 Always have I do meet all the requirements as per above and how can ebay customer service say something different to what is on their website. Andrew can i challenge them as to why they say something on their website and why they are saying something different to me over the phone. is this possible I already have asked them to double check and let me know and i just thought id ask you as well. Appreciate your response on this. Andrew Minalto says Often times eBay support on the phone are wrong so in your situation, I wouldn8217t worry about this and simply wait till 20th June to see if you qualify or not. And then, if you don8217t qualify, then you can call them again and try to resolve this over the phone. You should actually see the this already in your seller Dashboard 8211 it should mention what happens to your account on next evaluation date (20th June) so check it out. Kevin De Silva says I happen to speak to Ebay today and i was told specifically that in order to become a Power seller on top of the 100 transactions i also need 100 positive seller feedback as well. When asked where it states on ebay i was given the following link In your last response to me you said that it is only 100 transactions and not 100 positive seller feedback, how is it that Ebay is saying a different story, i hope the person who advised me got it wrong cos she was insisting that she was right when i tried correcting her on this stating that it doesnt say SELLER FEEDBACK. She then went on saying these are the requirements for a power seller hence it is 100 seller feedback is also required. below are a list of what is expected i was told for a power seller. 1.Be registered with eBay for at least 90 days 2. Have a minimum of 100 transactions and 1,000 USD in sales with Australian buyers over the past 12 months 3.Have a seller performance rating of Above Standard or higher on eBay. au 4.Have a Feedback score of 100 or more, with at least 98 positive Feedback over the past 12 months 5.Have an account in good standing (e. g. seller fee payments up to date) 6. Follow all eBay policies Andrew, can you please tell me if this is true. if it is then i only have 40 seller feedback even though i have 145 100 positive feedback as a buyer and seller. Appreciate your response greatly Andrew Minalto says I didn8217t realise you8217re referring to PS on eBay Australia. from reading that page, it seems that you have slightly different rules over there. BUT still 8211 on TRS it says only 100 sales, no mention on feedback and I know for sure that you don8217t need 100 feedbacks (just sales) to become a TRS on eBay Australia. TRS is far more important than PS. Baz Taylor says Hi Andrew. Does the 100 feedback score have to be achieved from 8216buyers8217 or can we buy a load of cheap items and have our feedback bumped up from purchases we make Andrew Minalto says Thanks for your comment. It8217s NOT about 100 feedbacks but 100 transactionssales instead. So feedback count is irrelevant. So you need to get 100 sales as a seller of course to qualify for TRS. Baz Taylor says Kevin De Silva says I have been an ebay member since April 2004 but only have been selling since May 2016. I currently have 125 positive feedback and a score of 100 positive. In less than 2 weeks i have made 100 sales or 100 items sold and total amount of sales are currently sitting at 650 AUD. I am more than confident that i will hit the 1000 mark next week hence as per eBay Australia requirements i have met the following 1. 100 transactions 2. Ebay member since 2004 3. 1000 worth sales ( will be next week) 4. Have more than 100 positive feedback My question to you is Andrew, do i have to be a seller for more than 90 days or does my account being active and open from 2004 count Also are they after 100 transactions or 100 positive seller feedback In which case i have both. In your opinion am i eligible to be a powerseller Andrew And my last question do i have to maintain all the mentioned above on a monthly basis if not do i lose the powerseller status. Appreciate your response Andrew Minalto says Thanks for your comment. Yes, your account is old enough, so 90 day rule is not really problem for you. You need just 100 transactions, feedback count is irrelevant. So you should qualify for Power Seller 038 Top rated Seller on 20th June. (make sure you upgrade your account to Business if you haven8217t done it already). To maintain your status, you need to maintain 100 sales worth 1k over a 12 month rolling period. So not monthly, but yearly period. Kevin De Silva says Thank you for your reply. Much appreciated. Andrew why did you say 20th of June, may i ask Any specific reason to this or calculation And yes my account is a business account. Hi Andrew, Can I say thank you for all of this incredibly helpful information. My question in can I obtain a power seller rating or TRS badge if I am a private seller NOT registered as a business Thank you Andrew Minalto says No, you can8217t. You must be a business seller to get TRS. What is your thoughts on buying ebay accounts with the powerseller award already on account and lots of positive feedback I already have a ebay business account with 100 and sold on 10 items worth 750 so need 250 in sales and 90 products to sell. Should i keep working with account this is what i would like to do i just find it hard to make money as there is powersellers getting the discounts so can offer a cheaper price. Andrew Minalto says Selling standalone eBay accounts is against eBay rules, so I wouldn8217t recommend doing it. Just continue working on your account following this guide: Sunita Shrestha says I found just the information I needed to know at the right time. Thank you so much for all these golden information. All of the things you have said are great, I will apply every single one of them, I hope, I will remember all. Thank you again Andrew Minalto says Thanks 038 you8217re welcome Will a TRS with 500 feedback have listings placed higher in Best Match compared to a TRS with 100 feedback Also which setting has a greater negative impact on your search position on a Good Til Cancelled listing Going out of stock for a week or setting holiday setting for a week Andrew Minalto says Thanks for your blog, you have helped thousands of people in a MAJOR way, i have a couple of questions regarding selling on eBay. 1) What is a good profit margin ( i understand that it depends on different people and what they are happy with) but is there a general percentage that one should follow. For example does it make sense to spend 400 to just make 50 profit after all is said and done which could take months 2) To run a full time eBay, is there a general amount of products you should aim to have in your inventory, for example 50 products 100 products or under 20 products (i do understand that it depends on many things like the price of products, and each individual person will be different) but i just want to know how many unique products one should aim to have on there inventory list. Thanks again Andrew, have a bless day Andrew Minalto says Thanks for your comment. 1) 500 NET profit on sales worth 400 would be considered good, for eBay. It depends on many factors of course 8211 for example 8211 how many orders made up those 400 If it8217s say 10 orders, that8217s a very good margin but if it8217s 400 orders 8211 it8217s far from good8230. In general, I recommend going for products with at least 20 ROI, with smallercheaper items (like selling for 2), it should be at least 50 ROI. 2) The more items you have for sale, the better BUT even with just few listings you can actually run a full time business. That is if those few products are in high demand and you get your listings rank high in search. There are individual listings that make 10k in sales each month so8230. Hope this helps Fantastic article, and site. Sincerely it is refreshing to see so much real information. Just a few questions 8211 You need an average DSR rating of 4.60 to gain TRS status. Is there a minimum number of DSR8217s required to gain TRS, or can you have 1 with a 4.60 rating 8211 Do you need to register as a sole trader (or a company of sorts) to register as a business on eBay (I am thinking in terms of initially starting out, I know I will eventually have to set up as a sole trader.) Andrew Minalto says Great to hear you8217re enjoying my blog 1) No, there8217s no minimum. But as you need at least 100 transactions to become a TRS, it will never happen with just ONE DSR 2) No, you don8217t have to. eBay does not ask for any business verification when you simply upgrade from personal to business account. Thanks for the advice Andrew. Keep up the good work Wonderful article amp inspiring blog. I must admit that ever since i reading your blog we are improving the quality of listing amp becoming better. I have some questions to ask but I will tell the story of my one ebay account in short. I created a new ebay account to sell only in once niche and ultimate plan was becoming TRS (your article was the inspiration amp motivation amp guide for that) 8230 quickly sold items8230 increased the limit 8230 then within a short time by the recent month may had total sales of 89 8230 100 positive feedbacks 8230. Then the horror started 8230 next day opened ebay 8230 6 cases were there for item not received 8230 God 8230 I was using hermes for sending items 8230 but just 2-3 days delay and customers opened cases 8230 i quickly provided tracking and orders were on its way 8230 and were delivered a day or two after cases opened 8230 and customers closed the request 8230. but the DEFECT RATE persist 8230. I contacted ebay. gave them all proof of postage 8230 and delivery 8230 and even customers gave positive feedback 8230 but DEFECT RATE Persist 8230. Ebay responded that the products were delivered after the customer opened cases 8230 I requested alot to ebay that shipping is beyond any seller8217s control 8230 but DEFECT RATE persist 8230 that account had 10.75 defect rate. which i managed to fast selling to make it 8.30 in one week 8230 Ebay gave 2 weeks time to improve or otherwise they will reduce limits 8230 My question is in your opinion should I keep on trying to improve the DSR by fast n cheap selling and providing tracking and active communication with customers 8230 Will I be able to still get this account back in atleast above standard then move to TRS. 8230 All this considering its a new account with only 95 sales now with 8 defects8230 which means i would need to make 200 sales with 8-9 defects rate to get a DSR of 4 8211 4.5. 2nd Question where was I wrong in the above scenario 8230 I cannot find my fault maybe you can shed light. Another question maybe out of the topic for now but its a necessary for any business seller. Whats the best way to do accounting of your Ebay Sales excel is always first choice but time consuming. How can a seller get a picture in a month or week to see if he is making profits amp how much and which product or links making him more sales. Big data makes big difference to pinpoint and increase sales. Lastly one of our main account is Power Seller since 1 year 8230 couldn8217t cross the 2 barrier especially if no of orders are 35 average a day (not high profit using your price increase technique slowly ). I only use 99 as GTC and 1 as auction for one or two types of products. The question is should I switch to 5-7 days Fixed listing. as you said it gives more exposure being new links. Auction links for many products were not helpful as i tested in past and tried for a month to see loss in the end, so only selling 1 of sure sell products with minor to comfortable profit in auction. Thanks for your time especially reading my message lol 8230. Me too spent last 4 hours reading couple of your blog posts and commenting till the end 8230 its addictive 8230 valuable 8230 inspiring8230 informative 8230 Great work Sir. Andrew Minalto says Hi Andrew, i have been contacting ebay recently regarding the TRS status however I am being told different things everytime i speak to them. I am told i have to have 100 transactions which i was lacking. I have an approx 110 positive feedback at 100. I have 0 negatives and 0 neutrals. Most of the Buyers have not left any feedback what so ever as you could imagine. Now the issue that i am having is basically, i have sold over 100 items, some buyers have purchased more than 10 items from me however they have bought them at different times, so they would purchase 10 items in a space of a month. On my seller dashboard it states 72 items have been sold however this has not been updated for quite a while. I have sold a lot more than 72 items. Some of the ebay customer advisors says that if the item is purchased by one buyer then it counts as a single transaction no matter how many items are purchased, even if they are paid in singles, meaning not via shopping basket. Then some ebay customer advisors are telling me that ebay needs to be updated and that figure needs to be corrected if a single buyer clicks buy now on 10 items, this then counts as 10 transactions. Please confirm if what they are saying is true andrew as i am being told different things everytime i speak to them. I have sold over 100 items since the start of this year which is when i first began selling. My Seller Dashboard is being updated every 24-48 hours in terms of how many active listings i have and also my 8216total transactions8217. My Total transactions is also above 100 however under 8216Performance to Date8217 i only have 72 transactions. Could you please confirm which one of the ebay advisors would be correct as i was hoping to become a TRS this month on the 20th as i have ticked all other boxes which are required to become a TRS. Thanks Andrew Minalto says As far as I know, if those items are individual purchases over period of time, each purchase should be counted as transaction so not sure why your figures are inaccurate. Yes, when a customer purchase multiples of same item or multiple items from you in one purchase, that is one transaction but in your case they should be counted as separate transactions. You should get on the phone with eBay and ask them to sort this out for you. Actually, it takes 60 DAYS. I just went through selling 133 items in 60 days with a sales over 7000 and had my review on the 20th with all great sales figures that should have made me a Silver Power Seller and a Top Rated Seller. BUT, ebay shows that both of those are only PROJECTED for my NEXT MONTH, Not because I caught the carrot this month So basically, they are costing me the 20 discounted Final Value Fees this next month and the Top Rated Seller Status, Increased search visibility, increased sales exposure for this month that I just earned it. Kind of fraudulent, isn8217t it I feel a bit like I have just been suckered because I jumped through all of their hoops, and they are depriving me of over 100 worth of ebay final value fee reductions. Andrew Minalto says It could be that your account is less than 90 days old Or it was not a business account Or there were performancedefect issues There are many more factors to get a TRS badge than just sales volume. In general, on evaluation day (around 20th each month) they take into account data for period ending with last day of last month, not till evaluation day. Maybe this caused your miscalculation No, you are wrong on all accounts. I had 0 defects, 0 returns, and over 40 feedbacks for my 130 items. My account is over 5 years old. I have over 450 feedbacks, just sold over 130 items in 3 months, have a 5.0 on all seller ratings with over 7000 in sales for the 130 items WELL BEFORE the Feb 20th evaluation. Ebay now claims that there is a 30 day delay in awarding benefits that I have earned Instead, the seller dashboard says that I am PROJECTED to be a Powerseller and a Top Rated Seller on March 20th, 2015, but shows all of my statistics for the Feb 20th, 2015 data. They are cheating me out of increased search exposure, the 20 final value fee discounts (which based on this last months sales of 5000 would be over 100 8211 not small change). In fact, I could end ALL of my listings for the next 30 days and STILL qualify next month as both a Powerseller and a Top Rated Seller Ebay found a new carrot to pull away from sellers who have earned discounts from their performance, but won8217t actually get the discounts that they have earned. On top of that, I posted all of the above stats with ebay hiding many of my listings. If I search for my listings while I am logged in, they show up, but if I search from a friends computer 8211 they can8217t be found. I8217m just saying, NOT FAIR, and you are wrong 8211 it takes AT LEAST 60 DAYS because ebay just moved the goal post again My mistake. Based on my performance in the past month, about 5000 and over 100 items, I would not have to sell anything for the next 11 months and still be considered both a Powerseller and a Top Rated Seller. Except that Ebay refuses to award me either until a MONTH after I have earned both. Andrew Minalto says I will repeat myself 8211 eBay does not take into account data for the month evaluation happens. For example, on 20th February they only took into account data for period ending on 31st January. It has been this way since introduction of TRS, there8217s no cheating going on. Very interesting and helpful blog I would like a bit of clarification if that ok, you say to become TRS status you must first become Bronze Powerseller which you have to have Feedback 100 feedback, 98 or more positive (from global transactions) From global transactions. What if I only sell in the UK would this mean I cannot become PS status thus stopping me from achieving TRS Thanks for your help Andrew Minalto says No, you don8217t need 100 feedbacks to become a power seller 8211 only 100 transactions, to UK 038 IRL buyers. So if you sell only in UK, it8217s fine and you just need to get 100 transactions worth 1k over a 12 month period 038 maintain that. kalpit patel says I started selling on ebay in September and have now become top rated seller with the help from your blogs. Now i want to upgrade my listings to look more professional as when i look to the listings from other big sellers mine looks very basic. I dont have much technical knowledge. Can you please advise me where to get some technical help for creating professional looking listing without paying large amount of money. Andrew Minalto says Please check out this video guide on how to create beautiful eBay listings using basic templates and Turbo Lister: I8217m going to manage online sells for different offline shops in my little city. I see it in two ways: 1. every offline shop with a different eBay account (managed by me) 2. all with the same account (managed by me) what do you think about that 1. PROS more flexible the merchants reputation is only up to them 8220more manager free8221, if they want to change they have already their established eBay shop 1. CONS more expansive (every merchant pays for they eBay shop) more time to became top rated 8220more manager free8221, if they want to change they have already and easily their eBay shop. 2. PROS minor expansive centralized management (for me) 8220less manager free8221 (PROS for me) less time to become top rated (all feedback are merged) 2. CONS if one of the merchant act 8220evil8221 reputation and feedback can be compromised for all 8220less manager free8221 (CONS for them) less expansive for them (I8217ll manage only an 8220centralized8221 eBay shop) What do you think Come in your mind some other PROS and CONS Andrew Minalto says Thanks for your comment. I think that FIRST option is only viable option in such business model. Because with one shop for all you won8217t be able to provide much needed branding for each business, cross-selling and the marketing activities PLUS as you say 8211 if someone messes up, it would affect other business in that account too. So I think each business should have their own eBay account, own shop. Hi, I bought a basic ebay shop 4 months ago, first three months went very well, I offered best price and my sales were really good, but three weeks ago my all listings from first page went to last and my sales went down, basically I do not get any sales. I checked my ebay seller status and it8217s below average although I have more than 300 positive feedbacks, but I had quite a lot return cases and my account was restricted once for three days as I used word STYLE with brand name. I wonder if I close my ebay shop subscription and reopen after a month or two, will my ebay seller rating and listing ranking will stay the same or it will start as a new Andrew Minalto says No, eBay shop is not directly linked to your account status. If you8217re below standard now, I would recommend you simply open a new eBay account and start from scratch as it will be very difficult to get current account back in good shape. It8217s just a shame to create a new account as I have 315 positive feedbacks and more than half of them are for what I sold. It will be hard to get trust from buyers with new account. I have Power Seller icon now, but my performance is below standard. My biggest concern is that my all listings from first two pages dropped down to last two, so people can8217t see me anymore. And I wonder if that would change if I close ebay shop subscription for month or two and when I reopen will my listing be fresh and new and back to top Or is it still better to create new account you think What do I need New email New Paypal Andrew Minalto says As I said, by closing and re-opening shop, you won8217t achieve anything. eBay has punished you for performance mistakes and won8217t give your listings boost in search because of that. You need new email address to open new eBay account. You can still use same PayPal account for it (just add that new email in PayPal too). Thanks for all the advice, they are all great. I am planing to sell on ebay, I just bought some high street sport clothes on sale and I believe I can make some money. My question is I have a company (doing selling some toursproducts ), can i use this company and open a business account on ebay For example lets say I bought Nike products. can I sell these on ebay using the my company If I make money does it mean I have to pay taxes on the behalf of the company I just found out I can only sell 3 products from the same brand each month is that true. Thanks Andrew Minalto says Yes, you can open eBay business account with that company details. And yes, you8217ll have to pay taxes within your companies accounts (you8217ll also want to purchase goods with same company details). As for 3 product limit 8211 yes, some brands are protected on eBay and you can only sell limited number of items (personal stuff basically) as eBay is trying to filter out all the fakes selling in branded clothing market. Been working towards my TRS and thought I had it but got 1 negative feedback that has buggered me up. Don8217t do high volume stuff so total sales are only just over 100. So is it possibleethical to list 100 items at say 5p then buy them with another ebay account thus doube my total sales to negate the one negative feedback I received Andrew Minalto says You can still get a TRS status with 1 negative feedback if all other targets are achieved, DSRs and defect rate is under limits. As for listing and buying 100 items 8211 DON8217T DO IT. I8217m not talking about ethics here 8211 it8217s against eBay rules And they will ban you for life if you do something like this. So just don8217t do it. Thank you so much for your quick reply and excellent advice. Do you think I should start fresh listings with new pictures, or use old listings and just change starting price to 99p and offer free PampP. Many thanks Jacqueline Andrew Minalto says If your listingspictures look all good, then you don8217t have to change them, no. Gordana K. Malone says ebay is a blood sucker. their new program or whatever it is, makes it possible for people to open 8220ghost8221 accounts, meaning they supposedly have a store but there is ZERO items for sale. However, they do have several 8220collection8221 boxes on their front page saying here8217s my collections. If you clik on any of those collections, each item has a diferent store listed. In additon, these 8220collection8221 items from different stores are now being advertised inside my store. How in the world could that be right I have collection of my own, from my own store, but within my collection, under each item, they inserted 8220other seller8217s8221 collections. This is like an invasion of evil. I am top rated seller and have done everything by the book, yet these sellers get away with cheating, and using my and other people8217s stores to advertise their product. ebay has many ways to search for products through their own search, so why put another ad in MY store for which I pay for. Please answer me that because nobody on ebay will give me an answer. Andrew Minalto says Thanks for your comment. You know that buyers can also have collections, right So 8220empty8221 accounts you8217re describing are most likely buyers. Collections were created to help buyers find related items with ease, it8217s really not that much about sellers. eBay does what they think will improve buyer8217s buying experience and collections probably does this. On eBay buyer is the priority 1 so eBay don8217t care that much about traffic you loose from your listings due to clicks on Collections. Hello I have been reading all your advice with great interest. I have tried everything to get more hits on ebay. I sell new ladies dresses, lots of them being 8216one offs8217. I have been selling via auction and starting the auctions at 99p to create interest and establish a reputation. I have about 85-90 sell through but when I go into my sales report I see that my average selling price if 9.00 which makes my profit about 20-50p per item. I am not sure whether to continue with this approach or put all the dresses on at the price I would hope to sell at as 8220buy it now8221. This may mean that I sell less but make a better margin, but will lose my 90 sell through. As my dresses are something one offs of I have 5 to 10 and sometimes possibly 20 of some dresses which is the best way to sell them to build up sales. I am also due TRS status on 20th June and think I should hold back til them and them put everything on. Your advice would be much appreciated. Many thanks in advance Jacqueline Andrew Minalto says Thanks for your comment. I would recommend you keep doing what you do until you get TRS status. From that point, start listing everything as Buy it Now listings (30 day) for a fixed price you can make your desired profit. If an item doesn8217t sell in 30 days, re-list it. If it doesn8217t sell then 8211 list it as an 99p auction to get rid of it. Rinse 038 repeat for all items. Hello I have go myself into a bit of a mess with my auction listings. I sell new ladies dresses. I have been watching some compeitors in a similiar position to me buying from the same wholesalers and auctioning in the similar way. The person that I watch starts 30 auctions a day at 99p lists approx 140 items a week. Checking on terapeak she is making a brilliant overall profit per item which is the way I would like to go.8230. Having said that, I was waiting to get TRS status which I now have (although I also got message saying from 20 July i am back to 8220high standard8221 (my feedback is exemplary most commenting exactly as described etc, but ebay says i have low item listing feedback) In order to get 8220premium seller badge8221 shown on listings you must offer free postage, which made me reluctant to offer both free postage and start at 99p so I mixed the auctions, a few like this, some with a starting price that I would be ok selling at poss 9.99 to break even and offer free postage and half the listings as 8220buy it now8221. Although I am TRS, I am still now getting the 8220views8221 which is all I want as I know if I can get the same amount of views as this 8220competitor who regularly get 200 8211 300 views for same item which is not alway photographed and listed as professionally as my listings. (This person is not TRS Shall I start again and list everything at 99p and charge postage and start with a loss and build up. Some of the dresses are one offs so it is also difficult to build up, or does ebay statistics pick up 100 success sell through I am in a mess. Thank you in advance. Jacqueline Andrew Minalto says Thanks for your comment. I think you should still do 0.99 auctions and offer free shipping as FREE P038P plays a very important role in best match algorithm. Plus of course you get Premium Service badge which even further helps your listings in search. Just do a test of say 20 auctions and see how it goes. If you say that your competitor, selling exact same styles makes nice profit by doing so, you should be able too, right James Sweetland says brilliant article, I just have one question and hopefully you8217ll have the answer. Do you have to register as a business before you sell 100 items and 1000 worth of stuff, or can you register half way through or even after you8217ve met those targets and still be a TRS Andrew Minalto says You can upgrade to Business Account in the middle of this process, that8217s perfectly fine. What matters is that your account IS business account on the evaluation day. Alan Green says Great Article. Can I ask, if the max low DSR ratings for TRS status is on a pcm basis (i. e. if you got over 0.5 or 2 low ratings in May and therefore loose your TRS status upon next review in June 8211 can you then regain TRS in July if you don8217t receive the 0.5 or 2 low DSR in June) Andrew Minalto says If you have 400 or more transactions over the past 3 months, these scores are calculated over the last 3 calendar months. For all other sellers, the scores are calculated over the last 12 calendar months. Alan Green says Thanks for the quick reply. Finally can I ask if the 400 is regardless of value (i. e. are 400 99p sales ok to meet the 400 or do the 400 still need to total 1000 in 3 months too) Andrew Minalto says no, it8217s not about being a TRS or not (for that you still need 1k and 100 sales over last 12 months). This is just for DSRcase rules etc. It doesn8217t matter what value each sale is, it8217s just about number of transactions. Sean Foster says Hi Andrew, Could I clarify a few things To get TRS status you must: Have a business account, Be registered for minimum of 90 days, Have minimum of 100 feedbacks (98 or greater positive) But what i am unsure about is, do I need to have an ebay shop to become a powerseller I have just opened my new business account, lets say for argument that I achieved the minimum value and number of sales in one month, would the TSR rating be awarded exactly after 90 days Any help would be appreciated Andrew Minalto says Thanks for stopping by. No, you don8217t need an eBay shop to become a TRS. Shops don8217t play any role in this whatsoever. Yes, if you just opened your account now, it will be at least 90 days now for you to achieve TRS status. Evaluation day is around 20th date each month and on that day data for previous month is taken into account. Sean Foster says Thanks Andrew, I just needed to clarify that and after doing lots of searching couldn8217t find a definitive answer. Just thought I8217d take the opportunity to say thank you for what you are doing, I8217m signed up to your EAB and Ecommerce magnates courses and I have got to say that they are the best courses currently on the internet Very clear, in depth and easy to understand, they8217ve really helped me and I8217m just about to start trading, I couldn8217t have done it without your help. Keep up the good work Once again a very useful post, thanks. However I have couple of questions for you, hope you wouldn8217t mind me asking. As you have mentioned at the top of the article that not many people would look beyond the first page on eBay which is true as i don8217t. But then how would you compete with the TRS as they seem to overtake and there is so much competition for example: I bought some game CD8217s for PCs from the stock-shifter (pack of 50) and i can afford to sell them as low as 1.50 free shipping and not loose any money (probably not make much either) but how would my listing come on the first page or be visible to the buyers whereas the same games are sold for 3.50- 5.00. I would be grateful if you could shine some light on this and direct me into the right direction. Andrew Minalto says Thanks for your question. If you8217re NOT a TRS yet, the only realquick way to do this is simply to list your items via short, 5-7 day auctions with a starting price of same 0.99 or 1.49 (so that first bid gives you the target selling price). Because eBay gives a boost for newly listed auctions as well as on last few hoursminutes before they end, in search results. This means that your listings will appear on first page, even first few results before they end, hence you get increased exposure and chance of making a quick sale. just a friggin game8230 if you spent the same amount of energy creating your own online store you could make just as much and more than from ebay. Use your time to visit forums, facebook, etc, to promote Your Own Store instead of Ebay8230 you save the fees and the heartacheheadache. Use ebay as a gateway to draw people to your store, not the other way around. Ebay is a tool, treat them as such8230my opinion Andrew Minalto says Thanks for your comment. I totally agree. In long term nothing beats your own shop. Most of my business these days come from my own websites so I totally understand where are you coming from. So would you suggest to have your own site as well as ebay to build a proper business I need to leave my job and do my own thing. I8217m seriously contemplating ebay. I currently have over 407 feedback 100 I8217ve been reading about Matt and Amanda clarkson. They are as well as yourself very inspiring. Andrew Minalto says Yes, absolutely In long term you want to have an eBay shop, your own shop and depending on what you sell 8211 Amazon shop too. This way you can reach much wider audience diversify your risks in the case of your account get banned on one platform etc. Your own eCommerce shop should be your ultimate goal as when you have your own shop, you8217re in 100 control and no one can take it away from you. But just to make your life easier now, don8217t start all 3 at once I always recommend setting up eBay first and only then start working on your own shop. Declan Lowe says Your article is very helpful, I have been researching eBay with a bit now and the discussion boards nearly turned me off my venture but as you said there is 100 happy sellers to one unhappy one. I am looking to start my own business and grow it slowly until I find my feet. I do not want to bite off to much to begin with and end up failing and packing it in. I just want to earn a small amount to begin with and see how I can improve and drive on from there. Basically I will be buying wholesale goods from China and selling at a small profit. The goods I am selling I no allot about and there is not many selling on ebay but the guys selling them shift quiet allot. I have looked at the margins which are low but believe selling at a moderate volume can make me a good living. I was just wondering what is the best way to start off, would I be better to sign up for a business account or work away my normal account I have now. I will only be listing 20 items to begin with. What is the best route to take with fees. Sorry to ask these novice questions but I would love to get information from somebody that actually knows what he is talking about. Any help would be greatly appreciated. Andrew Minalto says Thanks for stopping by. You should upgrade your current eBay account (with some feedback already in place hopefully) to business account so you already have an established account. Then you can open a separate account for buying personal stuff. Fees are fees 8211 you just pay them Not sure what to add here. It8217s good that you have done some research already and have a plan in place Just get going 8211 it can only improve each day goes by And pay close attention to customer service as that8217s the KEY TO SUCCESS in long term on eBay On eBay you really can8217t afford to have un-satisfied customers. Declan Lowe says Thanks for your advice, regarding the fees sorry I was unclear, I meant as a new seller would I have been better off selling under my current account or registering as a business, I hear there is a few options you can take at the beginning, I hear there are no insertion fees if you are a private seller for a 100 listings a month but is this the case for buy it now items. Andrew Minalto says yes, that8217s true 8211 personal accounts have some advantages BUT then again you won8217t be able to become a Power Seller or Top Rated Seller, have a shop, GTC listing format etc. etc. So I say you should just go with Business account from day one and start taking into account fees you8217ll have to pay on eBay. That8217s exactly what I will do, I have been battling with this decision with some time but your advice has finally helped me make up my mind, I appreciate your time and advice, Hello andrew great blog here. I have reached today the Top Rated Seller status finally after about 5 months. They upgrade the account to Bronze Level 8211 Power Seller and 2 days after the TRS. I think its easy, as long as if any serious ebayer are willing to put some efforts in it. I felt that availability to communicate, faster refunds, quicker replacementz is the answer. But now what, with so much competition on Ebay, How does the TRS helps to boost your sales. I dont know if it does help. Fact is my listings still appear on the bottom of best match while all the other top rated remain top. Ito be honest I see no much different despite being offered 15 off on ebay fees.. Andrew Minalto says Congrats on getting the TRS status, well done As for a difference 8211 TRS increase your listing positions in search results but that won8217t happen over-night. Also, I8217m not sure how well it works for previously created listings, it could be worth trying to post some new listings and see how it goes. Lastly, IF you work in a highly competitive niche, with loads of TRS, be prepared to fight for your place in top search results. In competitive markets you want to use GTC listing format, set price very low in the beginning and then gradually increase it as you climb in search results until you reach your target level. This is what most sellers do to get those crazy sales history numbers and first search result positions. I have an ebay account that 10 years old I am due to get power seller status on the 20th October 2013 does that mean I have to wait 1 more month until the 20th of November to get my trs status Or do ebay issue trs and power seller on the same evaluation Andrew Minalto says Thanks for your question, it8217s a good one There are two scenarios I have witnessed many times: 1) You get PS 038 TRS on same month (sometimes with a one day interval) 2) You get TRS only next month after PS. We have had a good discussion about this on TWF and the conclusion was that it comes down to how eBay plays algorithm each month 8211 in what sequence. Whatever PS statuses are awarded first and then followed by TRS 8211 in which case you get both on same month OR TRS statuses are awarded first and then PS 8211 which means, you don8217t get TRS as you are not PS yet. Hope this makes sense Rob, lol But in most cases, you get both on same month. I have one question with regards to selling items on ebay for a 1, (not regarding the status) How does it work. about a year or so ago I tried this myself with super glue. I found myself a wholesaler and worked out that if I sold each packet of super glue for a quid - minus 2nd class postage I could make a profit even after the fees. but then after I had orders coming in for 10s of packets I saw that I wasn8217t making anything paypal took there share. Basically am I missing something Andrew Minalto says Thanks for your comment. Not sure I8217m following you on that one 8211 if you8217re making a profit on a 1 item, you should make even more if someone buys a 10 pack from you. For such small, cheap items, you can save money in PayPal fees by switching to micro payments. More on that here: When you switch to micro payments, you pay just 5p 5 which on small amounts is less than regular fee of 3.4 20p. Lastly, remember that goal here is to get those 100 sales to qualify for TRS and not to make profit. Profit you8217ll make once you become a TRS and get improved search positions. Yes, absolutely. Sales can be from various categories. Hi Andrew 8230.hope ur well been researchin ebay some time and aware of conflictin opinions whether ebay is place to be now.. spent time on ebay discssion boards 8230maybe a mistake 8230 banned seller threads were very disturbin 8230seemed so easy for big-hitters to elininate new competion with new dsr system 8230 most disturbin was attitude of big-hitters to 10 year ebay veterans who had fallen foul of dsr8217s 8230. seemed almost pleased to see medium sized competition banned for minor disgressions 8230. knew ebay was goin be competitive but definite undercurrent of malice aforethought from some8230 also reading ur TSR plans 82308230with new account sellin limits is 60 days really possible 8230thought new selling accounts had 10 listin limits 8230.would take long time to achieve TSR and start makin money 8230.am i missin somethin 8230 appreciate ur feedback Andrew 8230..regards Rick Andrew Minalto says There8217s always two sides of the coin 8211 you can8217t get accurate information from places like eBay forums as people usually only go there to post something negative. While you read that negative post from one seller, 100 other sellers at same time are doing ok and making sales. It8217s all relative. I have worked with hundreds of eBay sellers and can honestly say 8211 I have never seen eBay ban anyone just like that, for no reason. Usually people are making mistakes, breaching rules or doing prohibited things. Then they get banned and go out on forums bashing eBay. Each to it8217s own I guess8230. As for new accounts and TRS 8211 yes, with totally new accounts it will take a bit longer but not by much. You can get this 10 listing limit lifted as soon as you make those first 10 sales and receive feedback 8211 eBay acts on this very quickly, you just have to contact them (now there8217s a link in your account request increase). So all you have to do is follow the plan and ask eBay to increase your selling limit once you reach it. Good Luck with the business Rick Hi Andrew 8230..hope ur well thnx for ur reply. have contacted u several times n u obviously cool guy cos u always help 8230 im really new to all this IM skills n followin a US guy Jim Cockrum n learnin gr8 stuff. out of interest uve never offered me squeeze page to opt into an email list 8230or maybe ive missed it 8230dohdoh lookin to grow email list through ebay, facebook twitter etc n seems fascinatin way to build ur own REAL biz 8230. should worse case scenario happen 8230. ebay blocks u or even they fall foul of laws n get shut down. or go out of biz. yes it could happen. wheres myspace when u want them. u still have ur own email list that keeps u in biz 8230 appreciate ur thoughts on this 8230. have asked u in past why u dont sell urself through ebay n u said its not ur style. this US guy auctioned 1-on-1 trainin n raised 10,000 n had link in listin to his email list squeeze page 8230.all legit with ebay 8230. n grew his email list massively from auction followers 8230COOL. apologies for txt style 8230rubbish typer 8230..lol Regards 8230. Rick Andrew Minalto says Becky Pyles says Is it better to list items for 30 days or good until canceled Items that are good until canceled does not appear as a newly listed item when automatically listed. If I end the item and list after 30 days manually it seems to show on the first page better on a search. I have had a store on eBay for 10 years and my sales have declined at least 60 to 70 percent. I have high DSR rating averaging 98 percent with excellent feedback. I also not able to compete with Hong Kong sellers prices. Appreciate any suggestions. Great article. I have been working on this and should hit TRS on 20th of this month. Or so I thought so8230.. Currently my seller dashboard shows that I have hit ALL targets to become TRS on my next evaluation except the fact that I am not yet a bronze power seller. Upon further reading, it shows that I have hit all targets to become bronze power rated seller on the next evaluation on 20th on this month. The confusion I have is, on the 20th I will hit targets for bronze power seller and TRS. Does that mean I will be granted both at the same time or Bronze Powerseller first and then wait another month for TRS I was really hoping it was this month. Any ideas Andrew. Andrew Minalto says Usually, it happens on the same month. First, they give you PS upgrade and shortly afterwards, TRS. However, some people have reported that they only get PS one month and TRS status after another month. I personally think it depends on eBay8217s system upgrades 8211 whatever they run PS or TRS upgrades first (as you need PS status to even qualify for TRS). Please let me know how it works out in your case. Glenn Grace says Hi Andrew I am a subscriber and have found your advice so far, brilliant, especially the various supplier info, China etc. I have an issue with ebay though, we made silver power seller and TRS within around 4 months, and we always dispatch same day, give refunds whenever there8217s a problem, we really have bent over backwards to help buyers and over 700 positives in six months will attest to that, however, we have had 6 low DSR8217s relating to postage, and around 90 of our items are FREE PP. This has resulted in losing TRS status. Can you please give any additional advice Kind regards Glen and Nancy Minimitz Andrew Minalto says Hi Glen 038 Nancy, Thanks for your comments and I8217m glad that I can help you As for low DSRs for postage 8211 yes, that8217s the biggest problem on eBay, you8217re not alone, trust me. Do you charge full shipping price Or half of it Or a bit more And what8217s your average P038P fee for items you charge shipping for Andrew Minalto on How to EXPAND your eBay Business GLOBALLY Hi Lynden, Yes, if you use pan European fulfilment, youll have to register for VAT in those countries. There are help pages on Amazon covering this issue. But if you stick with UK FBA, you dont have to do this until you reach. Paul on HOW To LOSE International Customers with eBay8217s Global Shipping Program Hi Andrew, Thanks, very helpful. One more if I may - do you set up postage by weight tables on Ebay or have a set business policy price Im tempted to go by weight, as thats how the international postage is. lynden pickard on How to EXPAND your eBay Business GLOBALLY Hi Andrew Im not sure if this post is active but ill give a go anyways, I have been selling on amazon fba and also recently enrolled for pan european markets and made a few sales in these markets. But a lot. Andrew Minalto on How to Start a Profitable eBay Business With 50 Youre welcome Kobe. ) Kobe on How to Start a Profitable eBay Business With 50 Holy sheeet this is one of the best websites ive ever encountered. I mean, what an excellent teacher and so many well written articles, wow. THX so much Andrew for helping all of us noobs, really appreciate it. D1349 Last Month on eToro, Working Just 4h I have a NEW 8211 2016 UPDATE for eToro Trading. Click on the Link BELOW: This week I have prepared something very special for you 8211 let8217s put aside eBay, wholesale and eCommerce for awhile and take a look at one specific way of making money online I have been practising with great success for the last few months. Yes, I8217ll share with you exact strategy that generated me 1349 in December 2011 alone, and yes 8211 I worked on this just 4 hours in total (1 hour every week) Question: How to get extremely wealthy As wealthy as Warren Buffett for example Answer: by using Money to Make More Money In some way it relates to eCommerce World as well 8211 we buy stock for wholesale prices and sell for retail prices to make a profit. But Warren Buffett didn8217t open a BampM shop or a fast food restaurant chain, no 8211 he used money to invest in financial instruments, such as stocks and shares. I have always been interested in such financial markers, stock trading and generally, in 8220using money to make more money8221 concept. Years ago I was heavily involved in Betfair trading, which is actually quite similar to stock market day trading. But already back then I realized that day trading is not for me: It was a very boring way of spending your day, glued to PC It was very stressful Potential earnings were some way limited, at least for my trading techniques. But still to this day, from time to time, I was looking for opportunities to invest money to make more money. With increased profits from my info products business and eCommerce stuff, I wanted to find a way I could invest my profits into some sort of financial instruments to let my money make more money, hands free way Problem is that with most traditional financial investment instruments, such as stocks, mutual funds, savings accounts etc. your potential ROI is very small. Risks vary from one instrument to other but in general, in my opinion, reward for taking those risks is way too small Invest in dividend paying stocks for 5 yearly ROI 5 per year I would better use that money to buy a pallet of un-branded Tablets, made in China and sell off in 3 months time for 20-30 ROI on eBay. Yes, selling physical products involve way more work than financial investments but again, 5-10 yearly returns doesn8217t sound appealing to me either And then it happened 8211 six months ago or so, when I was searching for some creative ways to invest money, I found a concept that totally blew my mind away Same concept that few months later made me 1349 net profit in December 2011 alone. And today, I8217ll share with you exactly how I did it8230 Welcome to the World8217s Largest Financial Marketplace 8211 Currency Trading What is Currency Trading in first place To put it simply, it8217s the World8217s largest financial Marketplace with estimated turnover of more than 4 trillion each day. Currency Trading (further in text simply 8220Online Trading8221) is a market where anyone (individuals, banks, investment firms etc.), anywhere in the World can conduct foreign exchange transactions (hence sometimes it8217s called 8220currency exchange8221). Basically, it8217s all about the PRICE for currencies being traded 8211 will it go up or down (based on all kinds of political, economical, market etc. factors), much like with STOCK MARKETS . So you try to buy 8220low8221 and sell 8220high8221 to make profit. What makes Online Trading so unique Huge trading volume representing the largest asset class in the world leading to high liquidity Geographical dispersion Continuous operation: 24 hours a day except weekends, i. e. trading from 20:15 GMT on Sunday until 22:00 GMT Friday. If you8217re looking for more detailed explanation on what Online Trading is all about, please take a look at Wikipedia page here. It may take some time for you to fully grasp how it works, especially if you know nothing about stock markets etc. but essentially, it8217s not that difficult concept to understand. When I try to explain to other people what Online Trading is all about, I just say that it8217s very similar to buying and selling STOCKS, with the difference that with Online Trading you buy currencies and not stocks, bonds or other financial instruments.(which are also available as we8217ll discover later on) Another interesting nuance with Online Trading is that you8217re actually buyingselling currency pairs and not individual currencies. Why8217s that Because it8217s is a currency exchange marketplace and to buy one currency, actually means EXCHANGING it with another one. It looks something like this: EURUSD is the MOST popular currency exchange pair. But you can trade on more currency pairs plus most Online Trading platforms offer trading Gold, Silver amp Oil as well as World8217s leading stock exchange indexes, like SPX500, NSDQ100, DJ30, FTSE UK 100 and others. For now, you just have to understand what Online Trading is and how you can make money from it. It8217s simple, right Buy 8220low8221 and sell 8220high8221 to make a guaranteed profit Much like with stock markets, right Then why 99 people lose money with this in long term Why so many people are losing their life savings when stock markets collapse Because the tricky part with Online Trading and stock markets is to know WHEN to get it and WHEN to get out. That8217s the simplified key to success with financial trading 8211 to know exactly WHEN to buy and to know exactly WHEN to sell And this is where SKILLS amp EXPERIENCE plays the biggest role. Currency prices, stock prices, oilgold prices changes based on all kinds of factors, like politicaleconomical situation, decisions, credit ratings, storms around the World, terror acts, inflation etc. etc. A Trader (person who trades) have to learn how all these factors affect currency exchange rates to predict when prices will go up or down, to make profitable trades. Now, these skills can8217t be learned by reading few books or by watching some YouTube videos. You would have to spend years upon years on practising these skills and even then, there are no guarantees that you8217ll succeed. Plus it8217s a well known fact that it takes a lot of nerves and gray hair to become a TOP Trader 8211 be it Currencies, Stock markets or Betfair 8211 principles stay the same for all Marketplaces. At this point you should say 8211 so, what8217s the point in doing all this EXACTLY Chances are very slim that you could become a professional Online Trader BUT here8217s the good news 8211 you DON8217T HAVE TO The day when I found eToro really changed the way I look at Online Trading What8217s eToro and what8217s so special about it eToro is a social investment network . It acts as a middleman between traders by creating special online platform and software so that whole trading process is straightforward. These days, anyone, with as little as 100 can open an account and start trading on eToro. The currency buyingselling process is so simple and visually appealing that a child could perform a trade Just take a look at eToro8217s screen shot below: As you can see, it takes just one click to buy or sell EURUSD currency pair. The simplicity of these Trading platforms is the number one reason why online trading is so popular these days. Tens of millions of 8220normal8221 people are trading online nowadays, from the comfort of their homes. There are dozens upon dozens of different websites and eToro alone attracts more than 3 million users. But that8217s not all, eToro is the World8217s first social investment network offering a brand new, UNBELIEVABLE feature called 8220eToro Open Book8221 with the 8220eToro Copy Trader8221 options And this is the reason why I actually started looking into online trading I knew about opportunities to buy and sell currencies online years ago but always stayed away as essentially, it was the same day trading concept I went through with Betfair trading. eToro has changed this and basically merged Facebook concept with online trading concept to create ultimate, social trading platform called 8220eToro Open Book8221. Click on the video below to see how exactly it works: When I saw this first time, I thought 8211 WOW (. ), this is such a good idea I knew that chances of becoming a profitable trader for me are very slim and it would take long years, wasted down the drain if it didn8217t work out at the end of the day Why spend years on learning this stuff when you can simply copy what BEST OF THE BEST are doing Would you spend years trying to learn how programming works to create a shopping cart Or simply buy Open Cart, 3D Cart or any other pre-made shopping cart systems And eToro offers just that 8211 opportunity to copy exact trades best traders are carrying out. And this is the core concept for my system: Copy Best Traders on eToro to Make Profit WITHOUT actually doing any trading on my part The idea has a very simple and straightforward reasoning 8211 to follow absolutely BEST traders and earn money from their experience and trading skills. If these top traders couldn8217t make me profit in long term, there8217s no chance I could do it on my own, right Exactly So with this strategy, absolutely anyone, anywhere in the World, even without any experience with Currency Trading should be able to show a long term profit. Of course, there are some important questions that need to be addressed, like: which traders should I follow How to minimize risks How to manage investment portfolio I8217ll try to cover most important elements in this blog post to help you get up and running ASAP without wasting months learning how to best utilize eToro8217s trading platform. My System Explained Currently, eToro allows us to copy up to five traders and I believe the best way is to maximize it to full potential and divide your money equally to 10 traders you8217re following (10 goes to each bank). Obviously, the more diversified your portfolio is, the less chance of big loses when trader8217s performance goes down. My general rule of thumb is to absolutely minimize potential loses, even if that means lower profit in long term. By this I mean 8211 I only followcopy traders with low to medium risk portfolios, with proven and positive record of at least 6 months. eToro makes this process extremely easy as you can analyse each trader8217s trading style, past performance etc. I have created a 5 filter system I use each time when looking for new traders to copy: Filter 1 8211 Trading History This is the most important one as shows how well any particular trader performed over the last 6 months. You can also change data range to last week, last month, last year but I have found that it8217s best to stick with last 6 months as this gives the most objective information. What you8217re looking for are traders with steady, increasing graphs without big jumps or long losing periods. Why because we8217re looking for professional traders who know what they8217re doing, not gamblers or lucky newbies making few good trades and then losing it altogether A perfect example of what kind of trader you want to follow: As you can clearly see, pawelskrzypek (trader8217s nick name) has a proven track record of profitable trades making more than 100 yield over last 6 months. Filter 2 8211 Risk Breakdown I8217m all for high returns on my investment BUT usually they come at a price. Yes, there are traders who make 10 a day by Trading on eToro BUT they8217re usually involved in high risk, high leverage trades. This is something I always try to avoid as I8217m not looking for a quick million here 8211 it8217s all about steady, positive ROI in long term. That8217s why you want to check out trader8217s portfolio allocation graphic: As you can see, pawelskrzypek8217s portfolio is made up of 100 currency trades with 99.3 of trades being low risk. This is exactly what you8217re looking for You want to copy ONLY real traders, not people who follow amp copy other traders That8217s why you want to check if trader copies anyone or all trades are made by himself. You can easily do this in same Portfolio tab, by clicking on 8220 Copied Traders 8221 button: Pawelskrzypek isn8217t copying anyone, which is a perfect fit for my trading strategy Filter 4 8211 Open Trades Next thing you can check on trader is Open Trades. Open Trades show all trades that are currently opened by trader. What we8217re looking for Avoid traders with negative Open Trades that are opened weeks or months ago. For example, a trader opened a trade 3 months ago, price went to the wrong direction but instead of taking loses, trader left that trade opened in hope that in future price will go back. This is what I call GAMBLING and you definitely don8217t want to copy gamblers Pawelskrzypek has many open trades BUT they all are opened few hours ago 8211 this is totally ok and that8217s how trading works. Again, avoid traders with negative, Open Trades opened weeks or even months ago. Filter 5 8211 Trading History Lastly, check trader8217s history to see results for most recent trades. Pay close attention to number of trades executed per month 8211 I wouldn8217t choose a trader with less than 30 trades as I8217m always looking for active traders that are trading each and every day. Don8217t be afraid of sellers with lots of negative trades Even more 8211 I would rather see some negative trades in trader8217s Trading History as that would show that trader sets proper stop loss points and takes adequate loses when market goes the wrong way. You8217ll see many traders on eToro with 100 positive trading history but when you check their Open Trades you8217ll see why 8211 they8217ll have large, negative Open Trades left for months, so that they don8217t have to close them and face loses. Ok, so these are my TOP 5 filters to find good traders to copy on eToro With experience, comes ability to spot good traders almost instantly so don8217t be afraid if this all looks too complicated in the beginning. Once you find your first few traders to copy, next time you8217ll look at all this data with more knowledge and power to separate good traders from bad ones. There are some other things you can check like Trader8217s comments, 12 month trading history and others but for beginning, these 5 filters should be enough to find good, profitable traders to follow. 1) Open eToro account There8217s no cost involved to use Open Book or eToro 8211 you only pay small commissions per executed trades. There are no sign up or monthly subscription fees involved. You could ask 8211 what8217s the point for traders to share their strategies with other people by allowing them to copy trades That8217s the best part of this 8211 they also get commissions from trades carried out by their followerscopiers This means that those traders get paid based on their performance 8211 the better they perform, the more money they earn It8217s an absolute win-win business model and I really think it8217s groundbreaking feature in whole Online Trading industry. eToro accepts creditdebit cards, PayPal . wire transfer and some other payment methods. You can start with as little as 50 but I recommend depositing at least 200. Why There are two reasons: 1. With smaller amount you won8217t be able to copy 10 traders as then you would have only 5 for each. Most trades are being made with very small of the bank and with 5 you may actually not get all trades as some will be below 1p. If you absolutely must go with minimum 50 deposit, copy just one trader in the beginning (not best from risk management point of view). 2. eToro offers credits on first time deposits The more you deposit, the more credit money you receive. And this credit applies only to first time deposits, make sure you use this promotion and get most out of your initial deposit. 3) Find 3-5 traders to follow Once you have opened account and deposited some money, it8217s time to find traders you want to copy Stick with my 5 filter system explained in this article and find 5-10 traders. I always stick with 10 traders as that gives me managed risk when one trader starts to perform badly. When you have 10 different portfolios, risk of losing large amounts of money is minimized. 4) Evaluate traders each week (1 hour) This is your actual, on-going work Spend at least 30 minutes to one hour each week to analyse how your traders are performing. If you see that trader8217s performance goes down, un-copy it and look for a new trader to copy. I do this by re-evaluating last month trading history graph for each trader, each month. What you8217re looking for is downward trading activity, like in this example: 5) Know when to quit Don8217t be a gambler and know when to quit, even if it means taking small loses in short term It8217s crucial to monitor how your traders are performing and if you spot a negative trend (like shown above), un-copy that trader, even if it means closing down some un-profitablenegative trades. It8217s all about long term profits 8211 you have to be prepared to take some loses when trader goes down, that8217s part of the plan. So here it is, my exact strategy that made me 1349 in December 2011 alone Surely, you won8217t make that much from a bank of 200 BUT it8217s essential to understand how compounding effect works with financial investments like these. Do you know how much could you have in one year by starting with 200 and making steady 10 ROI each month 627.69 What about 2 years 1,969.95 And 3 Years 6,182.54 The problem is that most people are impatient and simply switch from one idea to another every month That8217s not how you8217ll achieve long term profits with Online Trading. This game is for people who are ready to wait and be patient. Good thing is that with eToro and this simple system, it8217s not like you have to work very hard on this. Anyone, with a full time job can invest few hundred pounds and try this out for at least few months. Maximum you8217ll spend 30-60 minutes each week mostly to check profitable trades, lol Another great strategy to boost the effect of compounding with Online Trading is by keeping investing small amount of money each month. For example, you have 200 spare income each month 8211 you start trading on eToro with 200 and seeing that your strategy works and you8217re making a steady profit, keep adding 200 to your bank each month. At least for first three years. What effect this causes MASSIVE increase in overall bank value For example, if you start trading with 200 and get steady 10 each month BUT do not add any more money to your bank . at the end of five year term your bank will be 60,896.33. On the other hand, if you keep investing additional 200 for next five years and still make 10 monthly gain, your bank after five years will be 728,555.93. That8217s a massive difference and reason why I recommend you to keep investing, even small amounts of money, each month to help compounding effect do it8217s work at maximum rate To sum it up 8211 the longer you leave money 8220in system8221 and let compounding do the work, the greater profits you8217ll face. Think about all the large investment companies, same Warren Buffett 8211 they also invest money in long term and they perfectly know that it8217s all about constant strategy and patience 8211 be it a economic boom or recession. My personal goal is to achieve 10 monthly yield with as minimum risk as possible. Because I know how those 10 each month accumulate over longer period of time And this is all passive income, don8217t forget about that. Yes, eToro also offers trading with Gold, Silver, Oil and this is actually something I8217m looking into on my own, apart from copying currency traders on eToro. I really believe that there8217s a huge potential in Oil and Silver (gold is over-priced in my opinion, this is not the best time to purchase it). Particularly OIL is what interests me most as I8217m confident that oil price will increase significantly over next 5-10 years. What I8217m looking forward is buying oil using eToro8217s platform as a long term investment and make huge ROI when price rises in few years time. Here8217s another interesting feature for eToro 8211 LEVERAGE . Leverage means that you can trade with more money than you actually have in your account. It8217s hard to explain in one paragraph but for example, with a bank of 200 you can purchase OIL worth 1000. This means 5 x more profit when price goes up and you decide to sell. If you8217re interested more about how Leverage function works, check it out in your eToro account. Just wanted to give a quick update on how you can use Leverage in your advantage when doing your own trades. Let8217s take OIL as an example as it perfectly fits my long term trading strategy. Leverage feature effectively allows you to use more money to buy or sell currencies, commodities or indexes: In screen shot above I8217m placing an order to buy OIL and Risk Level (x5) is my actual leverage for this trade. Amount (10 units) 8211 for 220 is my personal money I8217m risking with. But because I have enabled x5 leverage, effectively I8217m buying 1100 (220 x 5) worth of OIL. Why8217s that cool Because I8217ll make 50 ROI when price moves just by 10 roughly (Take Profit price: 109.71). If I wouldn8217t use leverage, I would just make 20 or so instead of 110. Can you see potential of this Oil, Gold or Silver price have to increase by 10 and you can make 50 ROI on your trade You can increase your ROI even more by using higher leverage but that creates risks if price goes down. I would recommend sticking with x2 or x5 leverage and maybe x10 if you really know what you8217re doing. Also note that I have set Stop Loss at -220 (when price goes down from current98.68 to 76.85). That is very un-likely of course as oil price doesn8217t fluctuate like that. Even if that happens, I can lower my stop loss point to say 30 (lowest historical price in last 10 years) and still keep trade opened. Lastly, for long term trades, don8217t forget to click the 8220Carry Trade Over Weekend8221 so that it8217s not automatically closed on Friday, when markets close. There8217s a small fee involved for carrying trades over the weekend, in my given example it8217s 0.05 (five cents) for the weekend. It eats a little bit in potential profits but still, it would be just 5 for 100 weekends or roughly 2 years of holding that trade. I wanted to share this with you just to show what8217s out there apart from eBay, online shops and Amazon Marketplace. I do not plan on investing all my money in this and quit doing everything else, at least not for now. Obviously, risks are still involved with this kind of investment but potential profits are huge If you copy good, long term traders and do not make any stupid mistakes, it would be really difficult to lose your initial investment. Besides, you get that initial extra credit on your first deposit so you8217re literary tradingrisking with eToro8217s money, not yours. Yes, risks are involved so DO NOT invest all the money you have or do similar stupid stuff You should only invest money you can afford to loose, no matter what happens. You can start with few hundred pounds and trade for 3-4 months. If you8217re getting steady profit, then you can invest more. But in no way I can guarantee you that you8217ll make money (that would be too much asked from me as I myself trade on eToro only for last few months, will be happy to give a more detailed update in one years time). Lastly, this is all tax free income in UK so what you actually earn on eToro is 100 yours to keep, no taxes to pay I really hope this rather lengthy article is somehow valuable to you I know that it8217s a not a Bible on how to make money on eToro but I have tried covering at least all the basic stuff and shared you my detailed experience. Any questions, feel free to leave a comment below this post and I8217ll try to give you more detailed advice. Click HERE to Read My eToro Trading Update for 2015 Hi Andrew, Thanks for the tips, theyve been invaluable in navigating this intimidating field as a beginner. One problem is that there seems to be a crash in the Euro this week (I think :-s) which has caused about 60 of my investors to have drastic and uncharacteristic losses over a short period of time. According to your advice I should drop them, but this doesnt seem right in light of their solid history and the unforeseeable crash. Andrew Minalto says Yes, such sudden changes are not un-common. I personally would take a close look past performance and if it8217s a really good trader, with goodpositive history for at least 12 months, then I would probably keep them on and just see how it goes. You said you started with roughly 10,600 GBP, if you don8217t mind me asking, are you still currently doing this strategy and actively watching it And how much are you at now Andrew Minalto says Thanks for your comment. Yes, I8217m still doing this. I8217m planning on writing my yearly eToro update post very soon and publish it in May. So stay tuned for updates on this. Thank you for responding so swiftly. Im very excited about starting on etoro. I have thought about it for the past year but this article and your first yearly update are what has got me excited. Actually I have a couple other questions I forgot to ask. I noticed earlier you said you use your credit card to fund your account and deposit money to etoro. Does that count as a cash advance on your credit card Also, if I copy someone who does manual trades and also copies other people, does it only copy their manual trades for me or does it also copy their copied people as well Andrew Minalto says 1) I8217m using PayPal now for all transactions with eToro. Thanks for your question. If you wanted to ask 8220can I make MORE money on eToro than eBay 038 eCommerce8221. then answer is 8211 no one can tell you that. It8217s like asking how long is a piece of string If you put one Million pounds into eToro system and manage 5 monthly return, that8217s 50k in profit per month. If you put 1k in eToro and manage same 5 monthly return, that8217s only 50 quid per month profit. And you can do 5 on eToro and you can do MINUS 10. Same applies to eBay really 8211 some people manage to make 20 ROI per month on capital while others are losing money. So there8217s no answer to your question really. Hi Andrew8230 First of all..thanks so much for your blog..you sem like a very reliable person. Thanks indeed for your information. A question: Based on the above example8230a person has one million in the ETORO system8230and manages a 5 monthly return8230equals 50K8230But, does that mean he would have to prepare his trade for high risk. Let8217s say that person who has one million investeddeposited8230if heshe adjusts his trades for a 95low risk8230can he still make the 50K. I don8217t know if I was clear8230 Thank you anyway in advance Andrew Minalto says The amount of money you invest, really doesn8217t make a difference. Besides that if you invest one million pounds in eToro, you8217ll most likely become a VIP client with personal consultant and other perks. Congratulations with this fantastic blog to clarify many questions for beginners in eToro, like myself. I can8217t wait to try your strategy on. I have some questions about eToro. Would you be so kind to answer them for me please 1) What is the best way of finding traders, the search tool gets very limited and It alwyas ends up showing the same traders. 2) When I copy a trader, I must specify the ammount I want to invest on them, but sometimes I can8217t see the same open trades as they have. It is a bit confusing. What does COPY TRADER exactly do I guess they more I play around with it, the more I will understand. So far It is a bit confusing. Grazie per l'aiuto. Andrew Minalto says Thanks for your questions. 1) Advanced filters still is best way to find traders, Make sure you look past first 50 or so traders and also try Sorting results by gain, profit etc. It8217s a shame that eToro did take down manual filters as that was my preferred way of finding traders. 2) When you copy a trader, you can select whatever you want to start copying all new trades from now on OR copy already opened trades. So you want to select 2nd option if you want to copy all existing trades. Hope this helps I have been reading this article for the past hour now but I still don8217t understand anything. I registered with etoro when they first launched I got a call from 3 of their agents giving me guidance but I didn8217t get what they were talking about. one even offered to give me free class when he gets home so that I can trade, and win and also copy him. but I didn8217t give in because I was afraid even till now I8217m still afraid to invest in forex. Too bad this could be my only way of being successful online but I8217m still afraid. Andrew Minalto says Thanks for your comment. If after reading this, watching video etc. you still don8217t understand, you shouldn8217t follow with this idea. While eToro is a very user friendly platform, you still need to have basic understanding and knowledge in finance, mathematics in general and online trading. I8217m sure you8217ll find your path somewhere else. Djalma Albino says Thank you for sharing your experience. A big hug from Brazil. My doubt is: If you are copying 10 Traders: one or more of them this with several open orders and checks you that some of these orders that a profit of say 10, some negative, in which case you will manually closing the orders or you are not positive moves to nothing and leaves everything on behalf of Traders Note: Translation by Google Andrew Minalto says Thanks for stopping by. Not sure I correctly understand what you8217re asking 8211 do you want to know exactly when to stop copying a trader Let me know, Thanks, Andrew Djalma Albino says No Andrew, I wonder if you close the orders manually copied. Or if you let it do all the Trader, ie that open and close orders. EXAMPLE: You are copying karaj51, karaj51 opened many orders, you will note that some are in profit, in this case you close manually or expect the karaj51 close Andrew Minalto says I do not manually close trades, no 8211 unless it8217s a bad performing trader I want to get rid off. HI Andrew I STARTED STOCK TRADING IN THE BEGGING OF 2012 AND TILL NOW, I LOST MY HARDLY EARNED MONEY WORTH 800. SO I AM VERY SCARED OF STOCK MARKET. PLZ SUGGEST ME HOW CAN I RECTIFY THIS WILL TRADING IN CURRENCY WILL HELP ME TO GET MY MONEY BACK PLZ GIVE ME ADVISE. WHAT I SHOULD DO8230. Andrew Minalto says Thanks for stopping by. You should never go in this by trying to earn your loses back 8211 it8217s gambling There are always risks associated with stock trading and social trading 8211 there are no 100 guaranteed ways to make money with this. But I would recommend you opening a practice account, and trade with play money for at least 6 months or so. If you then manage to show a positive ROI, then consider investing real money. If you need to earn money fast 8211 get a job or start selling something online. Please may I ask if you have found any way of seeing who the top copied and rated traders were historically, e. g. from 1, 2 or three years ago. I emailed etoro about this and they basically said to look through all the traders profiles one at a time (there are thousands) My worry is that we are being presented with the traders who are doing well over the past six months or a year, but that could just be a lucky streak. There surely is NO certainty that they will continue to do well. With some serious google research I managed to get the IDs of traders who were well rated a couple of years ago. Many of them have crashed and burned, presumably taking their copiers with them That includes some who appeared to be careful low-risk traders. I8217m also having trouble finding unbiased review of etoro. Most of the reviews and blogs seem to be by people promoting etoro to get the affiliate marketing fees. I have set up a virtual funds account, but I8217m very reluctant to risk real money until I can get more unbiased information. Any thoughts on this Many thanks, Patrick No, there8217s no such historical data available. I would also like to be able to go further back to 1 year data when filtering traders but unfortunately it8217s not possible at this time. Trading is risky and surely there are many traders who go down on a regular basis, that8217s why you want to monitor them at least on a weekly basis and get rid of bad performers as soon as you spot them. Don8217t risk with real money if you8217re not comfortable with this 8211 just use your virtual account for a year or so and see how it goes. Post scriptum As for eToro itself 8211 it8217s a legit as legit a financial company can be. They8217re licensed by FCA in the UK and I have not had any problems with money withdrawals and deposits. You say 8220EToro allows you to copy up to 5 traders8221 Then you go on to say you believe it is best to copy 10. How is this possible Thanks. Tom Andrew Minalto says Sorry about that confusion 8211 in the beginning there was a limit of 5 traders you can max copy (that8217s why I have that line there). Now there8217s no such limit so you can copy 10 or 20 traders if you want. Many thanks for your insightful advice. One question: do you have any links to statistics on what the average gains are for the non-expert copiers on etoro, and what proportions of people are losing money. Many thanks, Patrick Andrew Minalto says Thanks for your comment. No, I8217m afraid there8217s no such statistics available8230. I did research this several months when started on eToro but apart from some forum posts couldn8217t find much info (that was one of the reasons why I put this blog post together). Yes, I8217ve looked too, and could not find much. Presumably eToro would regard that as sensitive information. Once again thanks for your excllent blog. Andrew Minalto says Glad I can help Good Luck, Andrew Another question if that8217s ok. Have you tried ZuluTrade It seems to give more control, and to give more information and stats about 8220Signal Providers8221 (like etoro Gurus) They seem similar setups, albeit with some differences. if we requested withdrawal from Etoro to Paypal, there is 5 withdrawal fees charged by Etoro, right So any fees charged by Paypal when we use it to receive the money from 3rd party PS. bro, did u ever make withdrawal from Payapl via Bank Wire Transfer I think Etoro has simply charged too much of the withdrawal fees, still Paypay does charge a small fee when we receive money from Etoro, right. So 1 time withdrawal, charged by both size ya then we could only make huge withdrawal but its not worth to a small amount the profit we hv made No, PayPal won8217t charge you any extra fees as eToro uses mass pay to send out these payments (they cover PayPal fees for you). So all you pay is eToro fee. Hi Andrew, I enjoyed reading your blog andI am considering sigining up for etoro but I just wanted to ask you about tax. I am from the UK and I noticed that you said profits gained from etoro are tax free. Don8217t you have to declare these earnings from etoro on a self assessment to be taxed or did you not have to pay any tax after your first year Cheers Andrew Minalto says Thanks for your question. Yes, winnings from eToro are classified in same way as income from gambling 8211 it8217s not taxable, so you don8217t have to pay any tax on it. Babalola Akinloye sunday says Hi Andrew I just join etoro last night and i am finding it difficult to locate real and profitable trader but with your educative lecture i receive today i will try them out, but still if you can give 10 trader that is well tested i wouldn8217t mind. Please you can send them through my email. Thanks Andrew Minalto says Thanks for your comment. How nice it would be if everything would be served already for us, on a golden plate, ah If you8217re not willing to put some work into this, better not start, seriously. You absolutely MUST find traders yourself as otherwise you won8217t even know when it8217s right time to change them. If you can8217t find all 10 in one go, that8217s not a problem Start with 2 or 3 and allocate 10 of your bank to each. And then you can keep adding new traders as time goes by and you8217re getting better at this. Great article Andrew good to see someone highlighting the power of cumulative interest Have you worked out which method of depositing offers more bang for your buck I used paypal to deposit by taking the direct from my card (Sterling). Hopefully my bank card offered a more favorable exchange rate than if paypal made the exchange but I imagine I could do better using my cardbank direct or moneybookers Do you have any thoughts Also are you worrying about currency fluctuations when it comes to withdrawals in the future I suppose the fact that profits are not tax liable means even with 2040 swings returns are still very favorable (hopefully) Why are profits not taxable by the way Do they fall under the same rules as gambling Andrew Minalto says Not much we can do about exchange rates (apart from converting inside eToro and keeping some money in different currency but then again, I8217m not an expert in this). I used my credit card to deposit money. Why not taxable Because they fall under same rules as gambling, yes. If I copy someone, is my investment still leveraged like trading in the normal platform Can I lose more than I deposit in or is it a lot safer copy trading Andrew Minalto says No, you can never lose more than you deposited. All the trades you copy will be carried using your available balance and allocated by you. I have tried this method on a practice account since I found your site. I am just wondering, what filters on the search engine of etoro do you use The advanced filters. I8217m struggling to find consistent low risk traders. I am actually making profit on my practice account and I almost have enough money that I would like to invest in this. I8217m just looking for a way to refine my search a bit more and find some great traders that can give me a good low risk return. Any other tips would be much appreciated. And an update on how you have been progressing too. Interested in your take on the whole oil to increase in the future. Thank in advance Michael Andrew Minalto says Thanks for your comment 038 question. As explained in the article 8211 low risk, high trade success rate, established performance without huge spikes in trading history, portfolio allocation and traders they follow are most important things to look for. To find new traders I use Search 038 Filters, monitor Top Traders charts on a weekly basis and sometimes find some good picks in eToro8217s newsletter too. To be honest, I haven8217t been able to spend much time on this for the last year or so, I take it as a hobby of mine but still, on average I make 5-10 each month with just one loosing month in last year. Yes, I also have invested in Oil, but that8217s a long term investment I hope to make some crazy returns in 5-10 years time. What a great article and great tip I8217d heard of EToro and obviously Forex trading but only ever seen the Biz Opp type brigade promoting it and usually at a cost along with the usual smoke and mirrors. As a client of yours it8217s great to hear your real life review on it and I for one will definitely be having a crack at it, it would be silly not too I reckon Back of the net again, thanks Hey Andrew, I8217ve just signed up to eToro and started practice trading with virtual money8230. thanks for explaining it all so clearly. I was wondering how things were now going for you, three months on from your original post Still making money Andrew Minalto says It8217s still going very strong Haven8217t seen a loosing month yet and on average I reach my 10 monthly profit target. Currently I have a very strong portfolio of 10 traders and only need to change 1 or 2 traders once a month or so. Hope this helps I just wondering how long you wait, till you close negative trade. Thanks in advance Andrew Minalto says Usually I do not close negative trades and let trader to decide this. Only time I do close negative trades is when I stop copying a trader as then all the trades are automatically closed. Hi Andrew, Seems like a cool strategy. I am a big fan of yours but I think you should emphasise the use of leverage more, as using leverage can also be highly dangerous. You are effectively gambling with money you do not have when using leverage and it can be a downfall for any beginner trader (I8217ve heard some horror stories on this subject) Only gamble with what you can afford to lose I use the term gamble loosley as IMO trading stocks and shares is nothing more than glorified gambling unless you are actually a market maker or have inside scoop. I shall give your methods a try :). Andrew Minalto says Thanks for your comment Using leverage increases your risks yes, but it8217s not gambling as essentially you8217re doing same trades, just with more money. And you can8217t lose more than you actually have in your account, so it8217s not like you don8217t know what you risk with. First results are in: Invested 1026.4 USD and after 10 days I got 1034.28 USD so around 10 USD profit in 10 days 1 gain in 10 days so roughly 3 per month which beats the 1.85 rate on yearly basis with saving at banks. Made some start-up mistakes with not using all the money to copy traders because I wanted to buy currency for myself too instead of copying traders but after these results I8217ll rather copy then learn everything about pip8217s again (read a lot about forex trading a year ago) Small tip for checking if the person you8217re copying is profitable: Click on the Login tab, select CopyTrader view This way you8217ll see if the person is profitable (gain) and if so how much. Plus if a guy is only profitable for 1 then you can replace his with someone that could be more profitable. Andrew: What gains do you find acceptable and when do you un-copy someone (offcourse when he8217s not gaining but do you also drop them with they only make 1) (Maybe it8217s nice to include the above tip in the article so that people can see who8217s good and who8217s bad to copy) Hey Andrew followed this up from my email. This looks promising the whole ideo of following and learning as forex can look scary and boring to some of us when learning for the first time. Great find and i might give this a go sometime soon. Grazie. How soon can 1 start seeing a inital profit with let says a investmen of 500.00. Also is forex and shares two differnt things Andrew Minalto says You can see profit or loss as soon as you start copying traders and they carry out first trades. If it8217s a busy day trader with dozens of trades each day, it will take just few hours time. Yes, Forex and Stock market trading are different thing, even though on Forex you can buysell stock market indexes, same way you can buysell oil, silver 038 gold. I have, just like many, have always wanted to do online trading whether it be Forex or other sites but have been really intimadated with simply just handing over my hard earned dollar while not knowing what the hell I8217m doing. This seems like a very practical and beneficial way to come into the game at my own pace while utilizing the strengths and experience of others. Leverage I think I8217ll open up a practice account for awhile before making the plunge. So I thank you for one, in sharing another wonderful opportunity where people all over the world can benefit from, and two, being a trust worthy source of information Andrew Minalto says Many Thanks Ryan for your kind words And you8217re right 8211 Open Book and copying traders is a perfect way to LEARN more about Forex trading without risking with your hard earned money that much. I have learned a lot during last few months, especially about oil and gold trading. Looks to be a positive concept, however i8217d like to see more details on how your investment would be spent. For example if I copied a trader, and allocated for example 20, is my 20 proportional to his 100 ie if my 20 is worth 200, and he uses say, 10 of his bank to buy something at a value of 200 but that8217s all he does, will my entire 200 also go onto that same deal or will just 10 of my 200 go on it Hopefully that makes sense, and the reason I ask is as a lot of dealers I have found so far do not exactly match your criteria above, I have found 2 so far who generally fit, the rest fit usually 4 out of the 5. There are lots of dealers showing consistent growth, with mostly positive open trades and no obvious long term negative trades, but if I copied one of these people, and they made a single trade of 200 and my 200 was matched, then they continued afterwards and made a lot of other trades, would my entire 20 be potentially locked into that bad trade Or just a small percentage of my 200 relative to how much of his bank he invested on that trade Andrew Minalto says Yes, exactly 8211 your amount will be used proportionally to reflect exact same trades trader makes. In your example, only 10 from your allocated money will be used for that trade. All trades will be copied based on percentages, and not actual money trader place on each trade. Hope that makes sense Sounds good, my other query was how it works when you stopstart copying a trader. Does it immediately open or close positions based on their current portfolio Or does it only take effect on new positions ie: If they already had trades open when you copy, does it automatically buy up the same position despite the fact the price may have changed or will it wait and just mirror and new opening on position Likewise but opposite for when you stop copying, does it immediately sell any positions you currently have open that you copied from that trader, or does it wait for that trader to close the position and then update yours Also, if you are copying a trader, they make a bad trade and you want out, I assume you can override that trade and sell as required You are not stuck in the position until the original trader closes it right Andrew Minalto says 1) Yes, it only take effect on new positions. Andrew Minalto on How to EXPAND your eBay Business GLOBALLY Hi Lynden, Yes, if you use pan European fulfilment, youll have to register for VAT in those countries. There are help pages on Amazon covering this issue. But if you stick with UK FBA, you dont have to do this until you reach. Paul on HOW To LOSE International Customers with eBay8217s Global Shipping Program Hi Andrew, Thanks, very helpful. One more if I may - do you set up postage by weight tables on Ebay or have a set business policy price Im tempted to go by weight, as thats how the international postage is. lynden pickard on How to EXPAND your eBay Business GLOBALLY Hi Andrew Im not sure if this post is active but ill give a go anyways, I have been selling on amazon fba and also recently enrolled for pan european markets and made a few sales in these markets. But a lot. Andrew Minalto on How to Start a Profitable eBay Business With 50 Youre welcome Kobe. ) Kobe on How to Start a Profitable eBay Business With 50 Holy sheeet this is one of the best websites ive ever encountered. I mean, what an excellent teacher and so many well written articles, wow. THX so much Andrew for helping all of us noobs, really appreciate it. D
Teknik Scalping Terbaik yang banyak kita jumpai Saat ini Adalah dengan menggunakan minimo 3 Indikator, bahkan ada yang menggunakan hingga 7-10 Indikator misalnya saja yang Indikator digunakan Oleh maha guru Suaidi dan mampu menghasilkan hingga profitto 600 perbulan konsisten. Bahkan menurut salah seorang teman saya mengatakan bahwa Anak dari bos Suaidi yang Masih berumur 12 tahun profitto Bisa di forex hingga 2000 Selama satu Bulan. Sungguh hal yang Sangat Luar Biasa. Namun ITU Tidak terlepas dari bimbingan ayahnya. Cerita lain yang Tidak kalah menariknya dari forum IMT5, salah Satu membernya yang Bernama Indra yang Juga biasa dikenal dengan nama indrascalper, mampu menghasilkan keuntungan sebesar 3000 Hanya Dalam sehari dari Teknik scalpingnya di USDCAD, GBPUSD, EURCHF dan yang lucu banyak mediatore yang membanned akunnya sehingga Indra scalper Saat ini menggunakan nama orang Lain dengan keuntungan yang wajar. Dari kedua kisah Sukses di ATAS, saya Mulai tertarik dengan gaya scalping n...
Comments
Post a Comment